Unsecured Funding Desk - Money Markets• Management of the firm’s funded balance sheet risks, cash position, and the short-dated issuance program through the execution of currency swaps, Floating/Fixed money market loans/deposits, term funding, and off-balance sheet derivatives to manage the currency imbalance and interest rate risks originating from all funding activities• Issuance of US short-term debt through commercial paper, certificates of deposit, fed funds and Eurodollar• Monitoring of quality of execution, pricing, sensitivity analysis, hedging, credit limits, and sensitivity o Decreased ~200 minutes of daily work through automation, process improvements, and controls

Cash Flow from Operations:> Financial modeling, reporting, and forecasting> FX Strategy for MXN portion of the CFOInvestments:> New ventures investment valuation and assessment > Maintenance of investment portfolio (cash and marketable securities)

Corporate Treasury - Capital and Leverage Management• Analyzed the bank’s position in terms of solvency, leverage, and efficiency of the deployment of capital supply, risk weighted asset demand, leverage demand, and the underlying balance sheet to align with return on equity and capital structure objectives• Performed scenario and sensitivity analyses and internal and external stress testing (CCAR)

• Managed the firm’s risk management program by hedging five currencies and eight commodities• Tracked the firm’s liquidity risk exposure per country, legal entity, and counterparty. Coordinated closely with Treasury Strategy to review existing and implement new FX hedging programs

• Collaborate with senior management with capital allocation of excess cash in the form of short-term investments or internal project financing such as Term Deposits in Brazil and improvements in factories in Mexico• Analyze Latin America macroeconomic risk, identify funding and investment alternatives, report analytics and oversee bank relationship management with over 9 global institutions• Forecast and manage USD and CAD for daily operational flows; assist with operational aspect of FX Hedging and Settlements to ensure compliance requirements are met> Decreased 3% in lending expenses in the Mexico, Costa Rica, and Colombia regions by improving the KPI analysis for cash forecasting by implementing statistical tools and an improved variance tracker> Improved the internal wire request process by developing a web server-based platform resulting in lower processing times, better audit controls, and efficiency> Lead and collaborated in designing a response to Argentina’s 2019 capital controls by organizing a team to analyze and process imports of raw materials and exports of tires paid in USD> Organized a divisional volunteer event where the team taught a high school class about retail store flows and financial management> Participated in the recruitment of two analysts and managed their onboarding, training, and broader development within the franchise> Engaged various stakeholders across regions, teams and institutions to execute a $110mm dividend between the Mexican entity and the US entity

Treasury, Liquidity Management• Forecasted, managed, and funded CAD and MXN liquidity requirements ($1-2bn equivalent per day) for the firm across North America• Ensured the firm’s domestic and international payment/receipt working capital obligations were efficiently met by working with all products, firm divisions across the globe, and multiple external institutions• Booked, executed, and optimized USD Tri-Party Repurchase trades across global entities ($20-35bn per day)> Decreased ~150 minutes of work per day and minimized risk by solving bottlenecks and through automation (VBA)

Private Bank - LATAM Market - UHNW• For current and prospective clients: Developed and prepared marketing presentations that addressed equity, fixed income, and alternative investments. Assisted with Asset Allocation considering Unique Circumstances> Identified and proposed new investment opportunities in existing client base by researching internal and external investment vehicles (mutual funds, PE funds, HY, IG, and EM bonds)> Analyzed the team’s fixed income exposure minimizing risk driven by over-allocation

Performance of financial tasks for the company’s operations in the United States, United Kingdom, Australia, and Southeast Asia such as:• Tracked and reported monthly R&D and current project expenditures (EAC), and currency risk to forecast budgeting and future project expenditures.• Month-end and Year-end financial reporting for accounts ranging in the ~$20 million USDe.> Decreased the time to complete the above responsibilities from one month to 3 minutes by automating the financial models using Visual Basic for Applications (VBA). > Provided the Business Development team with design specifications from the competition by performing parallax-adjusted image data analysis of marketing materials.

• Supported the department responsible for the acquisition of new projects and bids in the Southern California area through market research, relationship with prospective clients, and drafting of pro forma financial statements and business proposals for prospective clients.> Assisted in the generation of a $600,000 revenue opportunity to outsource medical equipment manufacturing.

• Analyzed prospective export opportunities by researching specific markets, industries, and products to develop country- and product-specific reports by identifying potential channels of distribution, foreign manufacturers, and tariff and non-tariff barriers.> Assisted in the generation of $46,000 USD in revenue by acquiring clients through cold calling.