BivwAk! is BNP Paribas Group transformation hub. It primarily creates new services and business models for BNPP with a positive impact on society and the environment.• Framing and creation of a new Open Innovation initiative focused on Positive Impact.• Calculation of BivwAk!'s carbon footprint and development of a low carbon transition strategy,• Deployment and facilitation of 2tons workshops at BivwAk! and establishment of a network of facilitators within BNP Paribas,• Start-up coaching.

• Creation of BNP Paribas Group internal incubator, setting up the ecosystem and its governance with internal partners (business lines and functions) and external partners (tech providers, start-ups...).• Creation of the "quick & clean" incubation method to adapt the operating mode of start-ups to the banking sector, resulting in the incubation of 14 new products in 18 months and a success rate of 80% (Tilia, MyImpact, Wired, EUGENE...)• Support of BNPP entities (BCEF, Real Estate, LEGAL, GDO, CIB Canada...) using BivwAk! set-up and coaching of the incubated start-ups through tailor-made workshops.• Framing and steering of strategic transversal subjects for BivwAk! : evolution of the offer and business model, framing and leading the Data Responsible strategy, managing BivwAk! compliance on legal, risks and data management related topics.

Creation of Lyf Pay, a company created from the merger of Fivory and Wa!, and gathering BNP Paribas, Carrefour, Crédit Mutuel, Auchan, Mastercard, Oney and Total as shareholders.• B2B business development,• Management of key partnerships : Crédit Mutuel Arkéa, La Banque Postale, Société Générale, Marionnaud,• Framing and management of partnerships with start-ups,• Legal and organisational structuring of LYF SAS and LYF SA,• Obtention of the interbank guarantee through GIE CB.

Creation of Wa!, a mobile wallet co-created by BNP Paribas and Carrefour, combining services provided by banks, retailers, start-ups and service providers.• Product design and user journey,• Partnership management with retailers and start-ups.

Galitt is a leading consulting firm in the payments sector in France.• Kuwaiti investment fund: Definition of the fintech investment strategy• European Bank: Due diligence of a payment start-up.• European Bank: Design of a contract creation tool for merchants• French investment fund: Due diligence of an MPOS manufacturer.• European Bank: Feasibility study of an NFC HCE payment solution.

The French Mobile Contactless Association (AFSCM) was created by French mobile operators to accelerate the deployment of NFC in France.• On & offline communication manager: Creation and management of the Cityzi label, public relations, management of events (NFC World Congress, Salon Cartes, Equipmag...).• Marketing Manager: value proposition, marketing brief, partner communication kit, budget planning, management of B2B relations.• Product Manager: Definition of the commercial and functional requirements of the label, coordination of the mobile network operators and service providers teams.

Gemalto is a worldwide leader in secured solutions. Its TSM offer is the flagship of its strategy aiming at positioning the company as a Value-Added-Services Platform Provider.• Worldwide positioning study for Gemalto Trusted Service Manager (TSM) activity on various markets (couponing, vouchers, prepaid…).