30 seconds in to your conversation with someone in the insurance industry and they start to propose costly endowment / financial plans that are not only confusing but also not beneficial to your current situation. Sound familiar?Being in the financial services industry after all these years, I get it - I understand the confusion and uncertainty you experience as a client. Especially after hearing from numerous individuals from banks, brokerage firms and insurance companies who offer a multitude of policies that you’re unsure if they meet your needs. Financial Planning includes a lot more than just financial product like insurance, it’s also consist of drafting a Will, settling Taxation matters, proper Estate Planning for your asset distribution, Risk Management and etc. This confusion can be easily avoided by simply understanding who you are and where you are headed. Which is why a priority of mine is to thoroughly understand your situation and learn about your life objectives first, before tailoring a clear action plan that efficiently supports your goals and more. Drop me a message if you would like to hear more about my approach and passion - Happy to share more! My approach is I start by thoroughly understand your situation, figure out where you would like to go, and then of course we put together a clear action plan to get there.