looking after the overall banking operations of the group handling international trade finance countering new initiative helping all related companies in achieving their potential targets strategies, execute and monitor the credit control, enabling to achieve the best for the group. Head of Banking Operations, - Overseeing daily banking operations, ensuring efficiency and compliance- Managing import and export finance, including letter of credit, factoring, and forfaiting- Supervising trade finance, cash management, and payment processing- Coordinating with customers, banks, and regulatory bodies- Implementing risk management strategies for trade finance and banking operations- Ensuring adherence to regulatory requirements, such as anti-money laundering and sanctions- Developing and maintaining relationships with correspondent banks and financial institutions- Staying updated on market trends, regulatory changes, and industry best practices- Leading and training a team of banking operations professionals- Analyzing and resolving complex banking operations issuesCredit Control- Managing credit policy and customer accounts- Assessing credit risks and setting payment terms- Monitoring payments and maintaining financial records- Collaborating with sales and customer service teams- Identifying and mitigating potential credit risks- Evaluating customer creditworthiness and setting credit limits- Sending invoices, reminders, and follow-up communications- Negotiating payment plans and settlements- Maintaining accurate financial records and reports

Working in the leading bank aiming for excellence and growth by providing financial solutions and service to the stakeholders

Working in a growing Islamic Bank providing financial guidance and managing a growing portfolio

• Handling compliance and KYC for the branch.• Handling of high worth customers like Gourmet, Izhar Construction, Tariq Glass, United Autos and taking care of their lending needs bridging between Branch and Commercial Asset.• Handling Cross Sell like BANASSURANCE and other consumer products.• Handling of FOREX accounts worked on FCY conversations and remittances.• Maintain the existing Customer base and introducing new clients (CASA & OD).• With NTB averaging 20 million per month.• Back up of Branch Manager Responsible for overall activities of Branch• Over viewing branch operational issues in the absence of Branch Operation Manager and ensure Supervision of maintaining the excellent service standard and smooth procedural transactions of the department.• KYC and proper Compliance over every account and every customer of the branch to mange maintain and secure Bank’s reputational and other operational risks. • Bringing in NTB and deepening from the dead portfolio. • Planning of strategies with the Branch Manager for achievement of targets as per assigned goals

• Worked as Relationship Manager and handling a portfolio of 500 Million with overall branch portfolio of 900 Million.• Review and Conduct RCSA (Risk Control Self Assessment) for branch every quarter. • Handling compliance and KYC for the branch fortnightly.• Handling Cross Sell like BANASSURANCE, INVEST FOR LIFE, DYNAMIC CASH FUNDS and other consumer products.• Handling of FOREX accounts worked on FCY conversations and remittances.

• Worked as a Relationship Manager looking after a portfolio of 300 Million• Mobilizing New To Bank and deepening of existing portfolio.• Have opened more than 200 accounts in 3 months.• With NTB averaging 10 million per month. • CROSS SELL (BANC ASSURANCE, CPF INVESTMENT FUND , BMA)• AML/KYC review and updating. • Watch on branch operational issues and handling customer’s needs according to the operation manual.• Handling of FOREX accounts worked on FCY conversations and remittances.• Review of CDD and AML on regular basis and updating their KYC in accordance with their transactions and Profile.• Pan Pakistan second position brought new to bank 40 million in July 2007.• Customer handling and command over investment and other banking products• Reporting of sales calls and Track and follow up these calls.• Handled the Team on various occasions and matured the team targets within deadlines.• Customer services and monitoring of customers Protocol.