As a financial advisor and educator, I help families, individuals & business owners with finances, how to protect themselves and their assets, increase cash flow while minimize taxes, help families to design a plan how to minimize/avoid student loans for their children, and to increase their retirement income including when to make a sound decision to earn maximum Social Security insurance income thru optimization. As an advisor, I review their financial portfolio including mortgage loans and real estate assets to provide them with options that suit their intended goals. we provide free financial education workshops both locally and nationwide every day. Financial education is the utmost priority for everyone to know about the real-world finances to protect themselves and their assets, and most importantly let the money work for you effectively.

• Registered Social Security Analyst• Licensed California Real Estate Broker and Mortgage Loan Originator• Residential and Commercial Real Estate and Mortgage Lending• Certifies C2 Reverse Mortgage/HECM• Residential Property Management• Managed Large Cross-Functional of Large National and International Project Teams • Managed Multiple Enterprise Projects • Experience in Teaching/Training in Corporate Environments and as an Adjunct FacultyWorking with clients to strategize their investment needs, whether it is a buy, sell or a lease, communicating with all involved parties, monitor and manage processes, negotiate accordingly, close escrow within the timeframe, and provide ongoing support. Currently assisting a developer & builder with multiple commercial projects in City of Fontana on condominium, assisted living, memory care, and medical office buildings with marketing and recruiting direct, and non-direct investors interested in pursuit of U.S. Permanent Residency thru EB-5 investment. Assist property owners to market their properties and help them to relocate. Provide them with guidelines and strategies, plan of action to prepare their property for the highest possible value, how to present it to the market to obtain the highest possible offer and to meet within the scheduled time-frame.Consult property buyers how to acquire their ideal property. Provide them with an orientation depicting the process of purchasing a property including mortgage loans, searching and submitting offers for a best possible price thru close of escrow and beyond. Identify key features of their interest in the property, location and within their budget. You may visit my personal website at www.RM4Seniors.com, www.AliBavafa.com & www.BavafaGroup.com.

Specialized in residential and commercial loans. Certified C2 Reverse Mortgage.Provide residential & commercial financing and real estate services. All types of loan programs including:Conventional & High BalanceJumbo LoansFHAVA Loans with 0% Down PaymentReverse mortgage (HECM)Manufactured Homes & Mobile Home ParksMultifamily/Apartment BuildingsMedical/Offices BuildingsIndustrial & Warehouse BuildingsVacant LandsConstruction & Bridge LoansHard/Private Money Assist residential and commercial property owners to structure their mortgage loans, create and preserve wealth to meet their financial needs. Identify and assess specific retirement goals and objectives; use mortgage to strategize financial requirements and use various available investment plans to arrange long-term savings for their children’s college tuition and living expenses; and find the most effective way to manage cashflow while minimizing their tax obligation. Manage, supervise and train loan officers and loan processors transforming them into top producing advisors and analysts.You may reach me at (949) 212-2154 / Alibavafa@AliBavafa.com

As a Broker Associate, my primary functions was real estate sales transactions and mortgage lending. • Helped clients in managing their equity, financing, re-financing, and re-structuring their real estate portfolio investments to meet their financial goals including: o Residential conventional and Jumbo loans, FHA and VA, Reverse Mortgage (HECM) and HARP financing, and 1-4 units multi-family, ando Commercial lending for office/condo/medical office buildings, multi-family and apartments, hotels/motels, mobile home parks, mixed-use and strip malls, construction and bridge loans.• Provided solutions to clients in need of purchasing and leasing residential, commercial real estate and business entities including international investors and foreign immigrants interested in relocating to United States of America by investing in real estate and business equity projects in pursuit of obtaining U.S. permanent residency status:o Residential real estate properties including mobile homes, 1-4 units multi-family income properties, ando Commercial real estates: Condo offices, medical buildings, multi-family and apartments, hotels/motels, mobile home parks, mixed-use and strip malls, gas stations and car washes, industrial and manufacturing buildings. Vacant land, and business opportunities.• Managed, supervised and trained loan officers and loan processors transforming them into top producing advisors and analysts.

As a real estate and mortgage broker, generated multi-million real estate transactions by helping consumers with sales, purchases and leasing residential and commercial real estate properties, and businesses; originated portfolio of investments in financing, loan modifications, home affordable refinance program (HARP), short-sale and foreclosure, repackaging, and mortgage consulting for those in trouble of losing their real estate properties.