Alieu Cham Email & Phone Number

Djibouti

I joined CAC Bank few months ago, with the help of the team, we changed and developed the process flow of the credit department, I brought expert finance analysis skills to the team, and this resulted to more accurate analysis of customer’s abilities for their credit request, several process bottle neck has been removed, this has help simplify our various roles in the department, below are my responsibilities.● Analyst Financial information of corporate clients requesting for credit… Show more I joined CAC Bank few months ago, with the help of the team, we changed and developed the process flow of the credit department, I brought expert finance analysis skills to the team, and this resulted to more accurate analysis of customer’s abilities for their credit request, several process bottle neck has been removed, this has help simplify our various roles in the department, below are my responsibilities.● Analyst Financial information of corporate clients requesting for credit facilities.● Visit corporate clients to assess their status and creditworthiness. ● Organize credit committee meetings and present credit proposal of clients. ● Provide opinion to the committee on all corporate credit files base on facts and extensive research.● Engage with the Bankers credit union/Central Bank to identify customers with bad credit history. ● Post disbursement follow up – about utilization and liquidity management. ● Credit reporting to the Central Bank.● etc. Show less

Djibouti

I joined CBD as a startup, I was given the responsibility to start the finance department from scratch, during my three years, am honored to have successfully completed the following projects and responsibilities.1. AutoMIS-Engaged with our system developers for an automated Management and Central Bank reporting system. 2. Internet Banking -Engaged with our system developers for Internet Banking platform.3. Auto Credit - Engage with our system developers for development of fully… Show more I joined CBD as a startup, I was given the responsibility to start the finance department from scratch, during my three years, am honored to have successfully completed the following projects and responsibilities.1. AutoMIS-Engaged with our system developers for an automated Management and Central Bank reporting system. 2. Internet Banking -Engaged with our system developers for Internet Banking platform.3. Auto Credit - Engage with our system developers for development of fully operational credit system.4. Drafted the Finance department manual.5. Drafted the Finance department Statement of Processes (SOP).● Responsible for overall operation of the Finance Dept.● Preparation of annual financial reports.● Preparation of annual budget.● Preparation of monthly and quarterly reports to the head office.● Preparation of monthly and quarterly reports to the Central Bank.● Engagement with internal and external auditors.● Maintain the Investment schedules.● Maintain the Fixed Assets registry.● Submit statutory returns, knowledgeable in tax returns (VAT, Fringe benefit, Corporation tax, withholding tax etc.).● Preparation of monthly staff salary and payment summary.● Liquidity management. ● Responsible for verifying swift messages. ● Oversee the reconciliation of all General ledgers.● All other exercises assigned by the CEO. ● etc. Show less

Gambia

I was hired in Bollore to help organize a disarray Finance department, within three months, we were able to achieve our target, we develop standards and procedures, setup a fully function unit, discipline in records keeping.● Supervise the overall operation of the Finance Dept.● Assist in preparation of annual financial reports.● Assist in Preparation of annual budget.● Preparation of monthly and quarterly reports to the group office.● Engagement with internal and… Show more I was hired in Bollore to help organize a disarray Finance department, within three months, we were able to achieve our target, we develop standards and procedures, setup a fully function unit, discipline in records keeping.● Supervise the overall operation of the Finance Dept.● Assist in preparation of annual financial reports.● Assist in Preparation of annual budget.● Preparation of monthly and quarterly reports to the group office.● Engagement with internal and external auditors.● Maintain the Fixed Assets registry.● Submit statutory returns, knowledgeable in tax returns (VAT, Fringe benefit, Corporation tax, withholding tax etc.).● Preparation of monthly staff salary.● Assist in liquidity management● Responsible for the reconciliation of all General ledgers.● All other exercises assigned by the Head of Finance ● etc. Show less

Gambia

● Assist in Preparation of annual financial reports (IFRS).● Assist in Preparation of annual budgeting.● Assist in Preparation of monthly and quarterly reports to the group office.● Preparation of monthly and quarterly reports to the Central Bank.● Engagement with internal and external auditors.● Maintaining investment Schedule.● Maintaining fixed asset registry.● Knowledgeable in tax returns (VAT, Fringe benefit, Corporation tax, withholding tax etc.).● Assist… Show more ● Assist in Preparation of annual financial reports (IFRS).● Assist in Preparation of annual budgeting.● Assist in Preparation of monthly and quarterly reports to the group office.● Preparation of monthly and quarterly reports to the Central Bank.● Engagement with internal and external auditors.● Maintaining investment Schedule.● Maintaining fixed asset registry.● Knowledgeable in tax returns (VAT, Fringe benefit, Corporation tax, withholding tax etc.).● Assist in preparation of monthly staff salary.● Preparation of daily liquidity report. ● Responsible for the reconciliation of all General ledgers.● We also spearheaded the Vregcross Project. (Central Bank Automated reporting system)● Etc. Show less

Gambia

● Assist in Preparation of annual financial reports (IFRS).● Assist in Preparation of annual budgeting.● Assist in Preparation of monthly and quarterly reports to the group office.● Preparation of monthly and quarterly reports to the Central Bank.● Engagement with internal and external auditors.● Maintaining investment Schedule.● Maintaining fixed asset registry.● Knowledgeable in tax returns (VAT, Fringe benefit, Corporation tax, withholding tax etc.).● Assist… Show more ● Assist in Preparation of annual financial reports (IFRS).● Assist in Preparation of annual budgeting.● Assist in Preparation of monthly and quarterly reports to the group office.● Preparation of monthly and quarterly reports to the Central Bank.● Engagement with internal and external auditors.● Maintaining investment Schedule.● Maintaining fixed asset registry.● Knowledgeable in tax returns (VAT, Fringe benefit, Corporation tax, withholding tax etc.).● Assist in preparation of monthly staff salary.● Preparation of daily liquidity report. ● Responsible for the reconciliation of all General ledgers.● We also spearheaded the Vregcross Project. (Central Bank Automated reporting system)● Posting financial transactions to the appropriate general ledgers. ● Preparation of daily, weekly, bi weekly returns to the Central Bank of the Gambia.● Maintaining of prepayment, accruals schedules.● Daily reconciliation of all Nostro accounts.● Weekly reconciliation of receivable and payables.● Payment of suppliers and creditors invoices.● etc. Show less

Gambia

● Depositing and withdrawal cash for customers.● Withdrawing and deposition chques for customer.● Sending clearing chques to other Banks.● End of day cash balancing.● Maintaining customer relationship.