Ali Hamid Email & Phone Number

Pakistan

• Managed a large team ensuring mitigation of AML / CDD risk emanating from Individuals and SME clients on-boarding and retention for the Retail Bank.• Ensured stellar Key Performance Indicators in a Very High-Risk environment while managing placement and lifting of target market self- restrictions imposed globally by the bank for operations in very high risk (VHRC) markets. * Successfully navigated the bank through levying of heightened monitoring & reporting requirements stemming from Pakistan being designated High Risk Third Country (HRTC) by EU and FATF grey listing and subsequent removal. • Seamlessly managed execution of periodic and trigger-based reviews, Suspicious Activity Report (SAR) accounts handling as well as bi-annual politically exposed (PEPs) High Net Worth (HNW) and Sensitive Client reviews.• Oversaw completion of a large-scale annual regulatory exercise - the "Top 100 Depositors' per Branch Reviews" for 90+ branches requiring uplifting of 9000+ client CDDs under aggressive timelines with concurrent Compliance & Internal Audit certifications.

Pakistan

Responsibilities• Operational risk (OR) & governance for retail sales (1st line of defence) & supervision of a team of 6 OR officers • Enforcing global OR standards, conduction of assurance reviews, analysis of risk & control monitors & handling of all audits• Recognition & tracking of risks & losses while ensuring escalation to risk committees & effecting appropriate treatment plans Achievements• Spearheaded a turn-around from an internal audit graded as a “Failed” audit to an “Acceptable” rating within 18 months • Seamless transition from an outsourced asset sales model of 900+ staff to an in-house one with no major governance issues• Effective gap analysis against all global internal audits (100+ in 2016) with rapid resolution of any similar issues in-country Drastic reduction in risk metrics from Q4 2013 to Q4 2016 with average potential mis-selling complaints per month going from 38 to 6, average discrepant applications from 7% to 3% & negativity in assurance call-backs from an average of 14% to 0.04%

Singapore

Responsibilities• Act as a ‘Subject Matter Expert’ for a group project tasked to simplify operational risk control monitors for Standard Chartered globally• Assess control monitors for appropriateness in terms of redundancy, relevancy & frequency • Visit key markets in order to guide staff & source data points for analysis Achievements• Partnered to prepare & present potential efficacies, feasibility & cost benefit analysis & secured necessary approvals for the project• Performed a first pass analysis identifying monitors for redundancy & frequency modification for action by a subsequent work stream• Visited Kenya, Bahrain, & UAE and guided staff for submission of data points & identifying opportunities for automation & hubbing

United Arab Emirates

Responsibilities • Oversight of Investments, Insurance, FX, & Treasury product & client documentation & handling of all legal & compliance product matters • WM reports analysis, WM Supervisory Committee management, WM representation on risk committees & self-assessment • Champion for mitigation of Customer Due Diligence, Financial Crime, FATCA & Significant Complaints risksAchievements• Large reduction in significant complaints by enhancing disclosure requirements in call-back scripts & client documentation• Highly successful drive to obtain updated KYC documentation utilizing digital authenticated sources of submission by clients• Increased offshore booking compliancy by instituting a pre-sale review of the client’s country of residence’s ‘conduct rules’

Pakistan

Responsibilities • Design of policy & procedures for branches, cash & account operations teams in line with internal & regulatory guidelines • All controls & compliance aspects, reporting of key control indicators to global oversight function & self – assessment program• Coordination, tracking & resolution of all queries from 2nd line, internal & external auditsAchievements• Increased efficiency by setup & management of 6 staff, removing transaction surveillance alerts resolution from relationship managers• Decreased fraud risk by centralizing & managing a call-back team of 3 for large funds transfers received via mail or messenger • Ensured minimal comments & well rated reviews while coordinating & engaging 2 Internal, 2 regulatory & multiple third party audits

Citibank N.A., Pakistan

• Launch of new products, product maintenance & design of strategy to maximize segment profitability & drive predictable growth • Reporting of financials, forecasting of targets & plans, cross-sell, marketing & launch of sales campaigns to incentivise sales forceAchievements• Bettered portfolio mix by bundling higher spread asset products with credit breaks • Revamped & re-launched priority banking proposition with print, tv & below the line marketing & collateral design

Citibank N.A., Pakistan

Complete exposure to all Consumer and Corporate Banking functions with rotations in assets product management, sales, credit cycle for consumer asset, quality assurance / internal audit, operations, distribution and financial institutions relationship management. (FI)

Boston, Ma

Interned in the Financial Services Department at Salomon Smith Barney.

Shanghai, China

Interned on the Fortune 500 Global Forum Public Relations Team.

Bachelor Of Arts (B.A.), International Affairs

International Baccalaureate & High School Diploma

Activities and Societies: Swimming Team, Track & Field Team.