• Prepare financial analysis based on accounting information: balance sheets, account statements, cash records, Accounts Receivable, Accounts Payable and General Ledger for companies under insolvency procedure;• Analyse long-term assets, current assets, liabilities, owner’s equity;• Perform analysis based on the profit and loss account: income and expense structure;• Analyse the causes that led to the insolvency and draw up reports regarding the proposal to continue the… Show more • Prepare financial analysis based on accounting information: balance sheets, account statements, cash records, Accounts Receivable, Accounts Payable and General Ledger for companies under insolvency procedure;• Analyse long-term assets, current assets, liabilities, owner’s equity;• Perform analysis based on the profit and loss account: income and expense structure;• Analyse the causes that led to the insolvency and draw up reports regarding the proposal to continue the observation period or the commencement of the bankruptcy;• Monitor the actual results versus budget and prepare quarterly reports with the presentation of the financial results and conclusions on budget execution for companies under in judicial reorganisation;• Draw up and monitor the business recovery plans status and follow-up the fulfilling of the payment programs of the creditors' claims against the debtor's assets during the judicial reorganisation period; • Monitor the funds obtained from assets liquidation and from the collection of receivables; • Prepare the distribution plan of creditors' claims against the debtor's assets;• Manage the opening of insolvency procedure: file notifications to creditors, authorities, etc.; inventory of the debtor's assets; drafting, registration and communication of the preliminary / final / supplementary / final consolidated table of claims against the debtor’s assets;• Convening and chairing meetings of the Shareholders’ Assembly/ Creditors’ Assembly/ Creditors’ Committee;• Prepare the sales procedures in order to liquidate the debtor’s assets;• Chairing of public auction and negotiation meetings in order to monetize the debtor’s assets;• Prepare the final reports, including final financial statements at the closing of the insolvency procedure;• Initiate the recovery actions of receivables, termination of ongoing contracts;• Manage the relationship with all stakeholders involved in insolvency procedure. Show less

• Manage the credit decisions according with mitigating risks, fraud prevention and maintaining portfolio quality;• Develop excellent customer experience by working together with cross functional units;• Monitor process flow of assigned credit applications with a high focus on productivity and quality;• Manage credit decisions within the limit assignment for credit applications, in accordance with global policy and local regulation; • Ensure appropriate controls as part of… Show more • Manage the credit decisions according with mitigating risks, fraud prevention and maintaining portfolio quality;• Develop excellent customer experience by working together with cross functional units;• Monitor process flow of assigned credit applications with a high focus on productivity and quality;• Manage credit decisions within the limit assignment for credit applications, in accordance with global policy and local regulation; • Ensure appropriate controls as part of day-to-day responsibilities and identify risks in the credit process and their impact on business;• Ensure in a timely manner all issues or policy breaches are identified and escalated to the right parties and appropriate mitigating actions are developed and implemented;• Participate in credit policies and procedures improvements;• Participate in development of operating goals and objectives for the team; recommend, implement and administer methods and procedures to enhance operations;• Perform quality reviews for all credit analysts;• Manage a high focus on building strong team working culture within the department, pro-activeness and customer oriented attitude;• Supervise and coordinate the team activity, which includes complete responsibility regarding its performance and productivity;• Set-up and communicate department objectives on a regular basis and ensure that are well understood by team members;• Manage the people capacity planning and adjusting process based on data received from sales;• Evaluate, propose and manage the development needs of the team – provide training, make performance appraisal, deliver coaching, enhance motivation;• Set-up decisions regarding: hiring, performance evaluation, training, capacity planning and problem solving in all aspects related to credit decisions. Show less

• Manage the credit applications process according to authority level;• Coordinate credit activity for the assigned team;• Manage the relationship with branches: analyze and approve applications, provide support, training and evaluation;• Responsible for the team performance and productivity level;• Maintain business and reporting relationships for the team.• Participate in credit policies, procedures and processes improvements;• Identify team training and development… Show more • Manage the credit applications process according to authority level;• Coordinate credit activity for the assigned team;• Manage the relationship with branches: analyze and approve applications, provide support, training and evaluation;• Responsible for the team performance and productivity level;• Maintain business and reporting relationships for the team.• Participate in credit policies, procedures and processes improvements;• Identify team training and development needs and offer credit trainings; Show less

• Make credit decisions, verification and approvals in facility credit limit assignment;• Perform credit data verification and approvals in accordance with credit policies;• Evaluate Credit Analyst’s proposals and take the final credit decisions;• Ensure cost effective turnaround in the product delivery to maximize quality standard;• Maintain free flow communication and information between colleagues and supervisor.

• Thoroughly analyze credit applications of any ticket size and verify data consistency;• Perform credit data verification as per approved policy and procedures;• Propose decisions based on the credit process verification.

• Clearing and settlement of daily credit cards transactions according with MasterCard International rules;• Resolution of chargeback cases;• Keeping accounts for Credit Cards Department;• Customer services and credit cards portfolio administration;• Offering support to the branches concerning the credit cards activity;• Preparing and delivering in time the reports requested by the top management and National Bank of Romania.