Experienced risk management professional with expertise in Basel III, IFRS 9, capital management,Operational risk management and liquidity management. Proven track record in implementing robust risk frameworks to ensure compliance and enhance financial stability. Skilled in assessing, mitigating, and monitoring various types of risk to optimize capital allocation and drive strategic decision-making. Strong analytical skills coupled with a deep understanding of regulatory requirements and industry best practices. Passionate about driving organizational resilience and delivering sustainable value in dynamic financial environments.