• Manage a portfolio of 20+ relationships and $1B in commitments, which includes monitoring and analyzing financial performance, credit underwriting and origination, renewals and annual reviews as well as determining the creditworthiness of clients. • Facilitate sales meetings with Relationship Managers and company CEOs and CFOs to understand companies credit needs and financial performance as well as represent the bank in developing and maintaining client relationships.• Create and present deal memos with relationship managers to credit committee outlining potential credit facility structure, risks, cash flows, covenants, projections, and pricing.

• Analyzed the capital structure, asset quality, operating performance, and industry characteristics of companies with annual revenues of $20MM to $1B to determine the appropriateness of existing debt facilities, including financial covenant structure, collateral requirements and pricing.• Create financial reports detailing credit products, industry performance, key risks, cash flow, projections financial performance, covenant compliance and major financial changes for assigned clients. • Lead the implementation of new leveraged lending policy guidelines as required by the OCC, which involved an entire portfolio scrub, modeling seven years of projections, quarterly status updates and ongoing monitoring and reporting.• Assist with the onboarding and training of new Financial Analysts and interns.

• Prepared underwriting memorandums and company annual reviews focusing on a company’s leverage, key risk factors, sources of repayment, cash flow and ability to service debt.• Evaluated a customer’s internal credit risk rating and confirm necessary risk controls to minimize capital, balance sheet and reputational risk.• Reviewed legal documentation including credit agreements, notes and security agreements to confirm the terms are implemented adequately and reflect the subject credit approval.