Ocwen Financial Corporation is one of the largest independent mortgage loan servicers in the United States. Reporting to the Deputy General Counsel, Ms. Miller leads a team of senior counsel, counsel, managers and analysts responsible for a wide range of legal and regulatory issues affecting a complex global corporation, including state and federal exams, regulatory relationships, the NY DFS Monitorship, the CA DBO Monitorship, data & technology, internal audit and risk. Supporting enterprise… Show more Ocwen Financial Corporation is one of the largest independent mortgage loan servicers in the United States. Reporting to the Deputy General Counsel, Ms. Miller leads a team of senior counsel, counsel, managers and analysts responsible for a wide range of legal and regulatory issues affecting a complex global corporation, including state and federal exams, regulatory relationships, the NY DFS Monitorship, the CA DBO Monitorship, data & technology, internal audit and risk. Supporting enterprise matters across servicing and originations, Ms. Miller oversees a team handling matters under the Dodd-Frank Wall Street Reform and Consumer Protection Act, Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA), Fair Housing Act, S.A.F.E. Mortgage Licensing Act and nearly every other law regulating the mortgage industry. Show less

Responsible for handling state and federal exam management and escalated regulatory relationships for a large mortgage servicer. Acted as counsel to the Compliance Department in all aspects of ongoing exams, including regulatory contact, issue research and resolution, exam responses and negotiation. Led team of internal staff and independent consultants handling complex ongoing state appointed monitors.

Responsible for legal and compliance oversight of vendor relationships and servicing activities for large mortgage servicer. Working with multiple business units across a global enterprise, create and establish consistent contracts and statements of work, develop an oversight regime, and execute on vendor audits. Member of oversight committee regarding vendor relationships.

Senior advisor on interpretation and implementation of laws and regulations relating to Payment Card Industry (PCI) and Health Insurance Portability and Accountability Act (HIPAA) compliance plans for nationwide healthcare providers, large national retail organizations, and merchant services providers. Conducted audits and performed gap analysis relating to PCI standards across multiple industries and varying levels of technologic developments.

Litigation associate primarily handling commercial contract disputes and financial litigation. Assisted large international bank and servicer on compliance program development surrounding California mortgage servicing law (Perlata Bill, later California Homeowners Bill of Rights), Real Estate Settlement Procedures Act (RESPA), and Truth in Lending Act (TILA).