Allyson Tara Email & Phone Number

Buffalo, Ny, Us

Tonawanda, New York, United States

Manage a commercial loan portfolio, identifying and evaluating long term viability and proactively mitigating potential risk associated. Responsible for timely satisfaction and compliance with Investor requirements. Complete quarterly financial analyses to evaluate projects performance. Conduct physical property inspections to evaluate property condition. Perform and obtain market research and analysis. Review and interpret loan documents. Engage in ongoing dialogue with Borrowers relative to their stabilization plans, and budgets. Assess the attainability of these plans and ensure borrowers timely execution of these plans. Engage in communication with appropriate Agency counterparts. Process and review documentation relative to escrow holdbacks to determine and recommend release of funds held in connection with property improvement projects. Review and process documentation relative to insurance losses, easements, partial releases, and any other issues that may arise to determine and recommend release of funds to ensure restoration.

Williamsville, New York, United States

Prepared customized Excel assessments of mortgage loan applications ($10M+ annually)Assessed the risk to the company and investors to ensure salability of the loan post-closeWorked closely with 10 operations staff members, while identifying opportunities to mentor and coachthem to increase their knowledge and efficiencyExercised sound judgment based on detailed analysis and ensure that all documentation is in compliance with the relevant regulations

Depew, New York, United States

Evaluated 5+ loans daily in accordance with lender specific guidelines ($20M+ annually)Prepared customized Excel assessments of mortgage loan applicationsAnalyzed and verified loan applications, evaluating risks, and making loan eligibility decisions.

Depew, New York

Monitored and oversaw company’s United States’ default servicing pipelineConducted sampling and loan level audits to ensure loans are serviced according to regulatory guidelinesAnalyzed and evaluated trends to propose improvements to vendor-oversightIdentified loans where negative customer impact transpired and implement a solution to avoid futureoccurrencesCreated complex, standard, and ad-hoc reports that are aligned with default reporting processesReviewed reports on portfolio status, risks, and issues after evaluating our servicer’s performanceValidated third-party governance deck, provide comments, and respond to vendor rebuttalsEnhanced and created process driven procedures that meet company and government compliancestandards

Elma, Ny

Audited acquisition data received from previous mortgage servicerSetup non-conventional loans in servicing platform (ARMs, loan modifications, etc.)

Elma, Ny

Reviewed short sale offer documents for accuracy prior to submission for investor approvalProvided Underwriters with coaching opportunities and feedback

Processed residential short sale submissions, ensuring compliance with investor regulatory standardsRequested and verified customer information against supporting documents provided by agentsManaged and maintained a high-volume pipeline of loans ($50M+ annually)Analyzed property valuations, assets, and credit reports

Getzville, New York, United States

Serviced chapter 13 bankruptciesValidated the attorney’s review of the Chapter 13 Plan Responded to Proof of Claim objections

Getzville, New York, United States

Subject matter expertise to associates Managerial escalations for customers

Getzville, New York, United States

Discussed home retention and liquidation options with borrowersMortgage debt collection