Alvaro Dalbo Email & Phone Number

Mies, Vaud, Ch

- Restructured and raised the bar of the Finance dept for FIBA, aligning the Americas region to global systems and processes- Improved the payments workflows, increasing quality, and efficiency - Reorganised financial planning and analysis, providing new analytics and reporting and creating a more efficient planning process- Improved fraud and compliance controls

New York, New York, Us

· Financial planning and analysis focused on cost savings for Citi’s investment banking management· Collaborated with stakeholders mapping strategic cost saving initiatives which will save over $ 25 million in 2019; focused on digitalization, process improvements, and structure optimization.· Focused on improving efficiencies for the regional team analytics. Reduced processing time and operational risk of workflows

London, Gb

· Financial planning, analysis and project management providing support for strategic planning areas, HSBC senior management, team leaders, auditors, and US government regulators· Restructured and optimized front office sales management oversight and MIS controls as pipeline, visitation, and net new money, increasing the quality of analytics and streamlining workflows· Enabled recovering $ 50 million Net New Money due to improvements in analytics and reporting

London, Gb

· Financial planning, analysis and project management supporting senior management of Commercial Banking· Developed strategic analytics which contributed to reducing costs by 5% while increasing revenues by 2% from 2013 to 2015. Developed and coordinated business metrics on financials, sales management oversight, budgeting and forecasting, headcount, HR, and management controls · Developed analysis on sales team coverage, optimizing structure and productivity by 15%

London, Gb

· Coordinated regional strategic plans for Latin American countries and restructuring plans for the regional footprint of HSBC Group in Latin America. Working aligned with HSBC group, provided strategic direction that resulted in exiting low potential, small scale, high risk markets while focusing on markets where HSBC could compete more profitably through a physical or digital footprint. · Developed Analysis on RWAs for the region, mostly focused on optimization of RoRWAs, improved from 2.1% on June 2010 to 2.4% on Sep 2012. Improved analysis of Financial Regulatory Reporting submitted to HQ in London· Coordinated Regional Strategic Governance meetings and presentations· Coordinated M&A processes such as a US$ 200 million sale of an insurance company · Developed competitive intelligence and industry trends analysis for Latin American markets leading to recommendations to senior regional and global management regarding companies and countries to be targeted for strategic actions.

London, Gb

· Coordinated the HSBC Brazil “Medium Term Outlook” strategic plan process, changing strategic directions and increasing profits before taxes from US$ 500 million in the year before the plan to over US$ 1 Billion per year during the 3 years the plan was executed.· Worked with management consulting firms to gather data, develop analysis and presentations on business change proposals· Coordinated Governance meetings and business reviews for HSBC Brazil· Manager of the HSBC Brazil team awarded the Palladium Balanced Scorecard Hall of Fame for Executing Strategy for the implementation of strategy execution trackings and procedures to align all business units and individual goals to the main corporate strategy· Coordinated M&A evaluations and due diligence· Developed Competitive analysis for the Brazilian Banking industry, leading to changes in the competitive positioning of HSBC bank in Brazil

London, Gb

· Developed a team in charge of forecasting losses & controlling loan impairment charges, introducing advanced and robust forecasting techniques that increased the accuracy of monthly, quarterly and annual LICs forecasts· Developed origination analytics integrating the analysis of vintages to forecasting, collections and pricing· Implemented IFRS and Local GAAP LICs methodologies, coordinating a broad multi-task team ranging from the definition of policies to the IT, accounting and MIS procedures· Developed a Performance-based Pricing project, improving risk-adjusted pricing · Built a Basel II modeling team

London, Gb

· Implemented the first Datamart in the credit department· Developed management reports on monitoring of credit performance indicators for retail credit risk and commercial banking· Interacted with the origination, policies and collections teams on developing strategies· Awarded "HSBC Brazil Excellence in Management", 2002

London, Gb

· Management of the capital structures of all legal vehicles of HSBC in Brazil, controlling capital requirements from regulators, payment of dividends, capital increases and reductions· Coordination of corporate finance operations to support optimization of the capital structure in Brazil as a pioneer securitization of real estate owned by HSBC, and issuance of subordinated debt · Coordination of the corporate reorganization of CCF Group in Brazil, defining an optimal structure considering capital, legal, tax and shareholders matters· Awarded "Quality Award of the Year"

London, Gb

Executive Education, Organizational Leadership

Executive Education, Leadership

Graduate, Business Administration And Management