Led and managed large and complex innovation and transformation engagements for large merchants, banks and financial institutions. Helped to drive understanding of current business, payments and technology challenges. Performed GAP analysis and developed solutions using various improvement levers such as best practices, benchmarks, RPA and intelligent automation and analytics. Responsible for business development and relationship management of ATG payment clients. As the principal consultant, I was primary point of contact for high value customer interactions and escalationsPersonal accomplishments• Architected the payments systems strategy for a consumer finance company with more than $1b in annual originations and relationships with a top 10 retailer (GreenSky Credit)• Led Network Tokenization and 3DS Debit routing strategy for Domestic Debit Network with forecasted organizational impact of $500 MM in lost transaction revenue (Pulse Network)• Led the planning and implementation of a new payment platform for a multi billion dollar ecommerce retailer (Lands End)

General Manager responsible for expanding Siemens Mobility FinTech/Payments strategy, finance, operations and software development. Subject matter expert on payments products, including acquiring, issuing, high value and bank to bank (Real time Payments) payment types. Implemented a new product process and worked within established organizational processes to facilitate movement of payment initiatives. Personal accomplishments• Delivered a Payment Facilitation program from ideation to launch in less than 8 months. • Developed and communicated the Bytemark Transact Strategy which features $117 million processing strategy and launching of 3 new products. • Scaled FinTech ops from 8 disparate business units to one operational center processing 500 million transactions annual and over $1.2Billion in volume and FTE headcount of 117• Led the review and launch of the Transact Issuing, virtual card program

Member of executive committee and held profit & loss (P&L) responsibility for product, training & communication, project management and vendor management. Led the organization in strategic development, competitive intelligence and strategic alignment. Accountable for all product finance, product business plans and organizational readiness. Personal accomplishments• Implemented a rules based product/project process that lead to product release date variance of +/- 2 weeks• Sourced, architected and launched the enhanced version of the authorization platform LUCY leading to project 75% growth in transactions through the Cynergy front end. • Launched the Vwalaa mobile product line which is responsible for 50 new merchant accounts per month and approximately $100,000 in incremental revenue. • Lead the development of 1, 3 and 5 year strategic plans

Responsible for integrated payment and point of sale (POS) strategy; leading the strategic planning process, organizational budgeting and competitive intelligence. Led a team of consultants, analysts and managers who led the organization in strategic readiness and next generation E-commerce, revenue cycle and point of purchase products. Led global sourcing strategy and POS integration for all products into the TSYS front end. Owned Profit & Loss (P&L) as well as Software Development/Product Development Lifecycles for product innovation channel. Personal accomplishments• Defined and implemented a Value Based Management (VBM) strategy designed to prioritize million dollar annual investments in network, distribution, and marketing across TSYS’ partner portfolio of geographic markets• Leadership of the TSYS EMV champions and training program in conjunction with B2 (a Collis Partner) • Managed the TSYS Social Loyalty Mobile Strategy and Platform (TSYS Connected Mobile and Partner Portal) using the .NET Framework for SQL Server programming

Directed all business activity for strategic technology division of this multinational payment corporation. Held business line profit and loss (P&L), business development, operations and project management responsibilities. Managed sales team of account executives sales engineers and business analysts. Oversaw complete lifecycle process of new products and partners from acquisition and PCI certification to integration and implementation.• Created significant relationships with Adelo Management system, Radiant Technology, IBM, Micros and more the 36 technology vendors that lead to 25% more than expected revenue.

Managed partnership pipeline including, negotiating contract terms, development of statements of work and service level agreements. Developed and trained a sales team to recruit and manage new business opportunities from various vertical markets including, merchant acquiring, banking, healthcare, factoring, investments and other industries.• Negotiated contracts with 3 of top 5 National processors which lead to increased customer referrals to 1500 per month (First Data, RBS Lynk, TSYS acquiring).• Lead National Sales reseller program to $14mm in new originations over a 14 month period.

Responsible for small business asset valuation and revenue projections. Created models consistent with industry standards to forecast future revenues and sales volumes. Served as principle point of contact for finance customer questions, valuation explanations and all matters related to preparation of information packages.• Closed average of 5 transactions per month worth an average $25,000 • Due to leading sales team with 37% retention rate, funding volumes of more than $175,000 per month I was named 2002 sales rep of the year