Accomplished senior executive with over 15 years of hands on experience and track record in the MENA and GCC regions and beyond. Career long focus on real-time payments software solutions including ACH (Direct Debit/Credit), Mobile Payments, Electronic Image-based Cheque Clearing, Salary Processing and Payments, Artificial Intelligence based Signature Recognition, Core Banking Systems Integrations, Online Banking Payments and Electronic Bill Payments.Creative in driving new business and revenue opportunities with international market penetration and expansion capabilities, quick in establishing presence and building a positive brand while fostering continuous clients’ engagements with firm’s products and solutions. Passionate about building simple solutions for everyday issues by utilizing Gamification techniques to engage people and solve problems.