eBay is a world leading global marketplace operating in over 190 markets with more than 145M buyers and 23M sellers. Strategized, developed and delivered the complete end to end payments strategy for eBay. Navigated extreme complexity post PayPal split & ensuing 5 year operating agreement. • Earned Board and CEO support for strategy implementation & multi hundred million dollar investment • Acted in capacity as CEO of the regulated payments entity, accountable for the entire P&L from inception and operated the business from no revenue to the delivery of over $2B actualized annual revenue with over $400M in operating profit. • Built a modern, customer centric payments platform and migrated 23M existing global sellers over a 4 year period and within the operating agreement constraints with intense public scrutiny. • Negotiated multiple global and local partner deals to support launch with exceptional terms. • Acted as public spokesperson with media and regulators for eBay Payments. • Hired, developed and managed a 1,400 person team across strategy, planning, engineering, product, marketing and operations for both payments and risk. • Delivered the platform ahead of schedule during a global pandemic while exceeding all financial goals each year of the multi year plan.

Plastiq helps businesses unlock growth by supporting choice in how to pay and get paid to smartly manage cash flow. Worked with co-founders post series B raise to refine strategy. Responsible for gaining traction in the US market and scaling the business and company. • Successfully re-built the team in SF post relocation from Boston • Established foundation and framework for operational and financial growth. • Coached the co-founders on leadership and general management, drove culture. • Helped drive company revenues and valuation growth by roughly 300%. • Ran Technology, Finance and Operations divisions.

Responsible for the creation & execution of Square’s strategy to expand beyond the US. Created international strategy, growth plan and associated multi year roadmaps. • Hired diverse team of entrepreneurial product, technology and business talent. • Specified market & user needs, negotiated all partner deals and launched in Canada & Japan with better than projected growth. • Established groundwork for several additional markets. Built standards & educated company on requirements for international expansion & scalability.

Responsible for consumer and business product management and integration including product specification, revenue growth & user experience. • Led return to customer centric product design and local market advocacy. • Created and drove associated road maps reflecting new business strategies. • Revamped organization to better understand customer behaviors and evolving markets. • New checkout experiences brought greater transaction conversion & added value to merchants. • Re-launched merchant product line up to simplify offerings and drive engagement.

Responsible for all fraud and credit exposure for consumers, businesses and the PayPal network. Included global authorization rates for new merchants and commerce transactions enabling new growth. • Developed innovative risk strategies and science to drive growth in new geographies and merchant segments. • Re-invested loss efficiencies to expand and differentiate from traditional financial services. • Reduced losses by over 300% to all time lows while expanding the business to new geographies and higher risk segments in an economic downturn. • Led team of 300+ business leads, technologists and scientists. • Led company acquisition and integration of Fraud Sciences technology/talent to enhance risk products & know-how.

Responsible for all payments systems and operations that move customer money in and out of the PayPal system around the world including credit cards, debit cards, ACH, issued cards (debit, credit, prepaid), wires, checks/drafts. Managed all financial technology partner relationships and associated costs/compliance to operate payments backbone. • Led international expansion of PayPal’s capabilities from the US only to over 100 markets. • Negotiated contracts and complex business deals to enable new business models in differing regulatory and cultural domains. • Managed $900+M in annual payments expense budget. Drove innovation and efficiency to reduce costs while offering more value and growing the business. • Created technology and product roadmaps in support of business expansion. Managed execution to deliver unique payments capabilities to power cross-border and local domestic trade often in markets where e-commerce payments were novel.

Variety of roles in Commercial Banking & Treasury with growing complexity and responsibility. Managed middle market & large corporate client portfolios, drove electronic payments integration of Wells Fargo and NorWest and created the large corporate high touch implementation unit and processes which set the standard for all new treasury implementations.