Manage and delivery WSG payment solutions while maintaining corporate objective to expand World Council mobile financial service footprint for Credit Unions or Cooperatives "Cajas de Ahorro y Credito" Worldwide through online and digital innovation and product development with a particular focus on SWITCH, ATM, POS, Tablets, Cards and Mobile solutions.Lead coherent strategic and commercial framework.Set up, manage and execute business project plan and ensure timely completion of projects within budget with the objective to establish and grow commercial for-profit business through; envision and implement product solutions, negotiate and manage product pricing and ensure exceptional customer service to end users.Ensure business models, pricing, products, competitive benchmarking and regulatory compliance produce local value for commercial success.Operational management.

Managing Vesta Client’s channel partner portfolios (Technology and Processing partners) in Latin America and through these channels grow the merchant acquisitions to the Vesta payment services platform.Providing Latin America business insight analysis & reporting to the Vesta Chief Payments & Product Officer and assumed full responsibility for maintaining existing partners and developing new partnerships and channel opportunities.Continue building and maintaining multi-level relationships in partners’ businesses, understanding partners’ strategic directions, market positioning and growth forecast. Working with internal resources (project teams, operations and service delivery) to manage health of partner operational relationship, working with Sales and Marketing to refer partner leads and locate and engage suitable partners for merchant opportunities.Developing partners’ strategic verticals, conducting presentations to partner sales teams to enable sales of company services, managing existing and setting up new partner commercial resale agreements & implemented new payments ICT Solutions for the telecommunications industry in Latin America.

Developed and managed payment strategy and relationships for the Latin America Region, technical financial planning tools, analyzed procedures, roles and responsibilities, redesigned processes implemented sourcing & procurement contracts and recruited key talent. Focused on providing managerial and operational support for new business opportunities.• Established payments cost structure optimization and maintained compliance with relevant regulations and manage payment acquirer relationships for Latin America Partners.• Controlled and maintained privacy and security regulations as applied for ecommerce and POS transactions as well as for payment acceptance, government and tax payments.• Maintained ongoing relationships with payment processors and financial institutions.• Managed consolidated US$5B in Gross Receipts portfolio and identified and coached project team of top talent, prepare monthly financial packet, set goals to increase contribution margins and reduced payment processing, research & development costs. Coached talent through project teams and international assignments. Led implementation of efficient processes to streamline the operation aligned to business plan, resulted in a favorable EBITDA increase of 3.1% in the last 6 months.

Maintained inter-departmental relations in order to consolidate all business units related accounts, performed monthly financial reporting, produced financial and management reporting package, analysis for strategic and operational decisions, budgeting & forecasting for an operation with 250 Million dollars in annual revenue.• Produced month end and quarterly analytical reports for the executive management team, consolidated all revenue related accounts including deferred revenue for the budgeting and forecasting process, worked with each country’s business leaders to understand local opportunities, drove projected EBITDA objectives, addressed risks, managed revenue related issues, monitored sox compliance and maintain revenue recognition guidelines (SOP 97-2).

Create ad hoc business cases and financial models to evaluate worldwide new business opportunities, improve forecast accuracy and improve efficiency by re-engineering and applying best practices in budgeting and reporting processes to reduce time to reporting. Provide timely and accurate information to support management decision-making.• Coordinated, produced and consolidated three years multi currency business plan & quarterly rolling forward forecast which includes more than 90 business projects worldwide for 200M revenues.• For the last 2 years coordinated and provided financial and management support to the Mobile World Congress in Barcelona, Spain. This convention had broken the world record in attendance; having together 65,000 of top executives and professionals of the telecommunications industry in one city which represented to the company £200M revenues and more than £3.5 billion to the city.• Consolidate and provide management team analysis in order to mitigate risk and ensure financial growth targets are achieved through KPIs analysis and business trend variance analysis.• Produced & reported the US Gaap & IFRS consolidated BS & P&L for the 5 local entities. • Implemented the company financial business model and P&L three years projections which includes several improvements;, such as automated quarterly forecasting process, multicurrency and considering +/- 2% ECM accuracy.

Advised the company’s seven Latin America business unit CFOs and assured proper reporting and group requirements. Researched, analyzed and prepared responses to all financial reporting issues. Conducted accounting policy research and implemented training programs. Acted as Budget Financial Coordinator for Latin America companies, preparing analysis and related budget presentations for the senior management team.• Produced and presented ING Latin America Consolidated BS & P&L to ING Americas management team. • Implemented IFRS for 24 companies (Insurance/ (Life & P&C), Annuity, Pension, Mortgage, Leasing and Bonding; implementing variance analysis and accounting translation from local Statutory & US GAAP • Coordinated and developed $3.5B annual premium budget for 24 companies (Insurance Life & Nonlife LOB.• Served as regional project manager for Hyperion-Oracle accounting and reporting system implementation includes FDM/HFM/Budget.• Established accounting policies and reporting procedures for six recently-acquired companies (Pension/Annuities); implementation process completed in half of the projected time and saved $1.5M in consulting • Prepared and coordinated the quarterly statutory reporting filing for premiums, claims, reinsurance operations and reserving following SEC and Statutory reporting filing requirements the 10 Q and 10 K statements, yellow and blue books delivery for all insurance operations.• Designed and implemented and efficient monthly forecasting process for 24 companies.. • Provided training and guidance to the different organization areas involved in Sarbanes-Oxley implementation.• Established new reporting methodology which includes margin analysis, operating and underlying profits.• Defined foreign currency accounting policy for the hedging program.• Directed a team of 2 direct reports and coordinated 8 managers that managed the $ 3.5B Euro and Non-Euro annual premium portfolio in 7 Latin America countries and US.

Exercised full discretion over policy making and management of $10B portfolio. Created a quantitative financial analysis dashboard using benchmarks, industry trends and cash flows. Prepared financial reports in coordination with credit risk management department and completed tax and audit schedules. Managed accounting consolidation and financial planning for eleven different companies. Planned and managed internal and external reporting functions. • Produced and presented ING Mexico Consolidated BS & P&L to ING Latin America management team. P&L for Life, Health, P&C, Pensions, Annuities, Bonding and Morgage LOB presenting and analysing related KPIs such as Invistment Income, Loss & Combined Ratio, Solvency Margin and Capital Minimum Require for BS by currency. • Tailored financial and operating reporting systems to meet requirements including the reduction of monthly closing time from ten days to 5.5.• Developed and implemented a decision support system to provide an accurate and faster tool for the analysis of investment assets portfolio and multiple line of business, reducing processing time from four to 2.5 days. Initiated strategies to redeploy company resources such as excessive commissions and claim handling expenses, resulting in 18% increase in underlying profit.• Improved tracking of underwriting losses, resulting in 25% reduction.• As a member of the Assets/Liabilities committee, analyze and establish investments allocation for Solvency Margin and Minimum Capital Requirement for Insurance (Life & Nonlife) and Annuity business.• Hired, trained, managed 14 staff in all finance and accounting areas, resulting in four promotions to subsidiary manager level positions.

Head of accounting, financial reporting, planning and treasury functions.Designed and implemented monthly management reporting package.Coordinate the budgeting process for 11 business units, assesed integrity of line of business plans and forecasts.Idendified business units earninsg vulnerabilities.Managed, coached and completed performance evaluations for 16 global financial professionals at HSBC different business units and locations; Mexico City, Guadalajara, Chihuahua and Monterrey. Attended compliance audits and tests of operational controls.