Amador Testa is a seasoned product and risk management executive with over 20 years of expertise in financial services. He is a pioneer and innovator in leveraging the email address as the best unique global identifier for risk assessment. Amador’s career began in the year of 2000 as a Fraud Analyst at American Express(AMEX) in Brazil, developing a process to automate fraud disputes, which won him the Global Chairman’s Award at age 20 and a promotion to Product Analyst (2001). He launched AMEX’s Charge Verification Unit for e-commerce in Latam, which drove significant fraud reduction on CNP transactions. In response, he was promoted to Project Leader (2002) and later Team Leader(2003), setting new fraud prevention benchmarks for Brazil and the region. He was further promoted to International Fraud Manager (2005) and moved to the Amex Headquarters in New York city, later becoming the General Manager for Central and South America (2006) moving to Miami. In 2008 Amador became a Senior Global Fraud Manager, moved to Phoenix where he worked on the Global Point of Compromise and Mass Compromise Credit Card division in AMEX and won an Ambassador Award for helping on the implementation of state-of-the-art fraud prevention capabilities. Following the success of the project, in 2011 he was appointed as Global Fraud Director for Personal Savings & Card Acquisitions, leading AMEX risk initiatives in 26 countries. Amador moved to Citi in 2013, as a Global SVP to lead & manage fraud initiatives and teams in 50 countries. In 2014, he joined Emailage as their first Chief Product Officer. At Emailage, Amador led global teams of experts creating differentiated data assets. He established Emailage as the global market leader with significant competitive advantage and created global products trusted by premier brands across a wide variety of industries (retail, financial services, travel, e-commerce) which resulted in a successful selling of Emailage to LexisNexis Risk Solution.