Aman Malikya
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Aman Malikya Email & Phone Number

Area Credit Manager at RATNAAFIN
Location: Mumbai, Maharashtra, India 5 work roles 2 schools
1 work email found @ratnaafin.com LinkedIn matched
✓ Verified July 2026 4 data sources Profile completeness 86%

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Work email a****@ratnaafin.com
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Current company
RATNAAFIN
Role
Area Credit Manager
Location
Mumbai, Maharashtra, India
Company size
464 employees

Who is Aman Malikya? Overview

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Quick answer

Aman Malikya is listed as Area Credit Manager at RATNAAFIN, a with 464 employees, based in Mumbai, Maharashtra, India. AeroLeads shows a work email signal at ratnaafin.com and a matched LinkedIn profile for Aman Malikya.

Aman Malikya previously worked as Area Credit Manager at Edelweiss Financial Services Limited and Credit Manager at Edelweiss Financial Services Limited. Aman Malikya holds Executive Mba, Finance And Strategic Leadership In Management from Svkm'S Narsee Monjee Institute Of Management Studies (Nmims).

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Email format at RATNAAFIN

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{first}.{last}@ratnaafin.com
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Profile bio

About Aman Malikya

History of working under Term loans, Unsecured loans, Working Capital -CC OD and Mortgage Business - LAP products with Credit bureau & CMR check, property valuation, legal reports documentation of more than 6 years. Experience of Co lending with Central Bank of India, IDFC first bank Ltd. & Standard Chartered Bank under various financial and banking surrogate scheme of Edelweiss financial services Ltd.Hand in Excel Spreadsheets with CMA financial reports to calculate DSCR & other ratio analysis. My Area Credit manager position is accountable for the entire credit underwriting process including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers within specific TAT for loans upto 1500 lakhs.Hand on Finnone, Finacle , Salesforce, BPM and DLP tools used for business process and other various policy checks like AML, BQS, Probe and CRILC.Experience in working in different locations - Indore , Bhopal , Gwalior and Guna of Madhya Pradesh & Currently in Mumbai location of Maharashtra.

Current workplace

Aman Malikya's current company

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RATNAAFIN
Ratnaafin
Area Credit Manager
Mumbai, MH, IN
Website
ratnaafin.com
Employees
464
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5 roles

Aman Malikya work experience

A career timeline built from the work history available for this profile.

Area Credit Manager

Ratnaafin

Mumbai, Mh, In

Credit Manager

Edelweiss Financial Services Limited

Mumbai, Maharashtra, India

Underwriting of SME Secured Term Loans for Mumbai location with a ticket size upto 10 Cr under ECL and with Co lending with other banks like: Central Bank of India, IDFC first bank Ltd. and Standard Chartered bank under various Financial/Income (Ratio analysis) and Banking Surrogate Schemes.Alternately, Working for Supply chain financing for Mid corporate customers also known as Anchor & Vendor financing which involves Vendor onboarding & Bill discounting.

Oct 2022 - Jul 2024

Credit Manager

Axis Bank

Handling High ticket Size Customer of Working Capital - CC OD loans for the 10branches of Guna Area with ticket size up to 500 lakhs in Corporate Credit based on Tandan Commitee. Responsible for training of handling multiple products of B2C including highticket size customers of Retail and Wholesale. Good Knowledge of Unsecured, CC OD and Mortgage Business and Creditbureau check, Property valuation, legal reports documentation including CMR &CRI LC checks of RBI. My position is accountable for the entire credit underwriting process includingthe consistent application of a credit policy, periodic credit reviews of existingcustomers as per TAT.

Sep 2021 - Oct 2022

Credit Manager

Idfc First Bank

Indore Bhopal And Gwalior Location

I am responsible for funding Business loan and Mortgage in SME and MSME. Doing 50 to 60 PD's in a month for both the cases with adherence of 3 days TATand 5 days TAT in LAP as per SWOT analysis. Managing various reports : Legal and Technical reports. Handling BankingSurrogate , GST and ITR based Program. Taking regular branch meeting with DST's and updating them about various policy changes. Hand on with the financial applications i.e:- Operating Finnone , Business Process Management and Salesforce -SFDC Loan Origination System to Process loan applications in System.

Jul 2018 - Sep 2021
Team & coworkers

Colleagues at RATNAAFIN

Other employees you can reach at ratnaafin.com. View company contacts for 464 employees →

DP Darshita Patel Darshita Patel Colleague at RatnaafinAhmedabad, Gujarat, India View → HM Hemal Makwana Hemal Makwana Colleague at RatnaafinAhmedabad, Gujarat, India View → TM Tirth Morabiya Tirth Morabiya Colleague at RatnaafinAhmedabad, Gujarat, India View → AP Anang P Anang P Colleague at RatnaafinAhmedabad, Gujarat, India View → PS Pappu Saroj Pappu Saroj Colleague at RatnaafinMumbai, Maharashtra, India View → SW Shrikant Wale Shrikant Wale Colleague at RatnaafinMumbai, Maharashtra, India View → HN Haresh Nakum Haresh Nakum Colleague at RatnaafinAhmedabad, Gujarat, India View → LS Leena Shah Leena Shah Colleague at RatnaafinAhmedabad, Gujarat, India View → NG Nidhi Gajjar Nidhi Gajjar Colleague at RatnaafinAhmedabad, Gujarat, India View → NP Nikhil Patel Nikhil Patel Colleague at RatnaafinAhmedabad, Gujarat, India View →
2 education records

Aman Malikya education

Bachelor Of Commerce - Bcom, Insurance, 75%

Bsss College, Habibganj, Bhopal

Graduate from BSSS college with Bcom degree under Banking and Insurance specialisation.

FAQ

Frequently asked questions about Aman Malikya

Quick answers generated from the profile data available on this page.

What company does Aman Malikya work for?

Aman Malikya works for RATNAAFIN.

What is Aman Malikya's role at RATNAAFIN?

Aman Malikya is listed as Area Credit Manager at RATNAAFIN.

What is Aman Malikya's email address?

AeroLeads has found 1 work email signal at @ratnaafin.com for Aman Malikya at RATNAAFIN.

Where is Aman Malikya based?

Aman Malikya is based in Mumbai, Maharashtra, India while working with RATNAAFIN.

What companies has Aman Malikya worked for?

Aman Malikya has worked for Ratnaafin, Edelweiss Financial Services Limited, Axis Bank, and Idfc First Bank.

Who are Aman Malikya's colleagues at RATNAAFIN?

Aman Malikya's colleagues at RATNAAFIN include Darshita Patel, Hemal Makwana, Tirth Morabiya, Anang P, and Pappu Saroj.

How can I contact Aman Malikya?

You can use AeroLeads to view verified contact signals for Aman Malikya at RATNAAFIN, including work email, phone, and LinkedIn data when available.

What schools did Aman Malikya attend?

Aman Malikya holds Executive Mba, Finance And Strategic Leadership In Management from Svkm'S Narsee Monjee Institute Of Management Studies (Nmims).

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