Insurance Associates, a Marsh & McLennan Agency LLC Company is a locally-based firm that has been advising and protecting clients for over 60 Years! We help them secure the right insurance, bonds, and employee benefits to meet their organization’s goals. We work with clients in all industries for their group benefit packages, but our expertise is in the construction industry for commercial insurance and surety bonding. Our clients stay with us because we work hard to earn their trust and confidence and they value the many extra services we routinely provide. For a little more about how we can help you please click on our three videos above. We look forward to meeting you!

Summit Financial Group, Inc. (Summit) is a financial holding company. The Company provides community banking services in the Eastern Panhandle and South Central regions of West Virginia and the Northern region of Virginia. It provides these services through its community bank subsidiary, Summit Community Bank (the Bank). It also operates Summit Insurance Services, LLC in Moorefield, West Virginia and Leesburg, Virginia. It provides a range of community banking services, including demand, savings and time deposits; commercial, real estate and consumer loans; letters of credit, and cash management services. The deposits of Summit Community are insured by the Federal Deposit Insurance Corporation (FDIC). As of December 31, 2012, the Company's community bank, Summit Community Bank, has a total of 15 banking offices located in West Virginia and Virginia. At SFG, we realize and appreciate that our strength is based on our client relationships. We offer a high-touch service approach to managing the complexities of our clients’ needs today. We pride ourselves on having experts in each area of our business – employee benefits, wealth management, personal life and disability. We also provide our clients access to professionals with Long Term Care of Medicare.Our history is rich with heritage, reputation, and relationships. We pride ourselves on not only having longstanding relationships with our clients, many of which have been in place for over ten years, but also attracting and keeping some of the best people to manage these relationships

Kestler Financial Group, Inc. (KFG) is an independent, national Field Marketing Organization (FMO). KFG was founded in 1992 to exclusively serve the needs of independent agents. We specialize in annuities, life insurance, long-term care insurance, seminar selling systems and securities. Unlike brokerage agencies with dozens of carriers and hundreds of product choices, we have a limited selection of quality carriers in each product line. Most companies tend to publish and promote a "spreadsheet" of products. We at Kestler have chosen to recommend specific products rather than merely function as a "product provider." We believe quality producers prefer long-term relationships rather than a "product of the week" type of sale.

• Maintain and grow existing producer accounts. Results: Develop team business plan and manage internal team to ensure optimal attention is given to existing clients. Inventory cases with top agents in the Exceptional ProducerProgram. Proactively troubleshoot cases to ensure policy placement. Maintain agent lists and track new business.• Coordinate Specialty Financial Cases. Results: Coordinate specialty finance cases by working closely with concept sponsors, advanced design team, case managers, and agents. Manage issues, concerns between operations, producers and sales.• Provide clients with sales ideas and marketing initiatives. Results: Work with VP to develop sales campaigns and compliance approved marketing pieces. Provide agents with materials and information packets. Educate agents on incentive opportunities and provide relationship maintenance.

Graduate of Social Work and Public Administration