Looking after Chandigarh and Punjab. We have a large number of clients with around USD 400 million under management.

I have four Citi branches reporting into me- Chandigarh, Ludhiana, Jaipur and Jalandhar. Both assets and liabilites form a part of my key responsibilities.

Work ProfileHead a team of 20 people- Sales & Service.Manage revenue of USD 2.5 million per annum.Ensure healthy mix on all revenue lines-CASA, Investments, Insurance & Forex.Manage customer expectations of 3000 clients.Ensure sales and service targets are met.To ensure footings growth. AchievementsLudhiana saw a 40% increase in footings in 14 months.Highest RM productivity in north.Highest number of client events in the country-28 Increased NTBs by 50% month on monthInvestment penetration increased from 30% to 45% of the book in one year.

Work Profile.Punjab Cluster Investment and Insurance CounselorAssisting Branches and RMs achieve their investment and insurance targets.Oversee compliance for the branches.Making presentations for HNI clients and customize their portfolios. AchievementsLudhiana won the best upcountry branch for investments.Chandigarh saw maximum increase in net sales.Strong investment and insurance momentum set for Jalandhar.

Work Profile.Assist the West Coast director in developing the market for investment products in Northern California, Oregon and WashingtonPrimary focus on the HNI Non Resident Indian community.Sell products like Structured Notes, Bonds, Mutual Funds, Insurance, and Annuities.Managing team selling Rupee Checking Accounts. AchievementsHighest sale numbers in the West Coast in 2004.Managing a portfolio of US$30 million.Run rate of 600 checking accounts per month.

Work ProfileManaging a portfolio of around 500 customers. This includes 10 large corporates and more than 50 HNIs. AUMs of around Rs.50 croresResponsible for achieving targets by sourcing new accounts directly and through a team of four executives. The targets are for multiple products- Current Accounts, Saving Accounts, Investments and Insurance.Achieving month on month growth of portfolio.Organising customer meets/seminars/events for educating customers on new products and offerings.Responsible for the customer satisfaction of the entire portfolio.Cross selling of products like personal loans, car loans, credit cards etc to the existing portfolio.Responsible for Wealth Management Services to customers with investments in MFs and RBI bonds.AchievementsReceived certificate of recognition for my contribution to the investment business in 2003.Received incentive almost every quarter since the launch of the Ludhiana operations.Largest portfolio in terms of Investments. 70% of the net sales and 90% of the gross sales have been through my portfolio.

Work ProfileResponsible for servicing, marketing & selling ICICI Bonds, Mutual Funds, Depository Services, Equity IPOs across the districts of Ludhiana, Moga and Patilala.Handling HNIs and mid-size corporates for their investment needsManaging a network of agents.Working in overall coordination with the Branch Manager for achieving the branch targetsResponsible for the administration of the Ludhiana Branch and the sales targets of the Patiala branch.Conducting seminars, road shows and meetings with customers and agents for increasing product awareness.AchievementsLudhiana and Patiala centers were amongst the best centers on an all India basis.Increased penetration by increasing active agents in the region from around 30 to 150.Regularly achieved targets in all product categories.Highest sales in Private Placement for ICICI bonds in the region.

Work ProfileResponsible for setting up a distribution network in Tamil Nadu for Thomson Phones and Punwire Phones.Responsible for selling pagers and liasioning with various paging service companies.AchievementsKarnal Paging centre achieved the highest sales in Haryana

Work ProfileResponsible for the paging services in the city of Karnal.Was heading a team of six sales executives, two customer service executives and eight operators.Responsible for the administration of the entire office.