Brief Description of Current Role: ▪ Handling Fraud control activities for Retail Assets division in Hyderabad ▪ Monitoring Screening, Sampling activities across products like Personal Loans, Auto Loans, Business Loans, Two Wheeler Loans, Consumer Durable loans and achieving desired hit rate and maintain sampling percentage. ▪ Monthly MIS preparation, Agency management, Publishing of News Letters detailing RIC team activities every month. ▪ Investigation of Risk alert cases, System marked fraud cases, Non starter cases across products and publishing reports. ▪ Handling multiple products like Auto loan, Personal loan, Two wheeler loan, Gold loan, Consumer durable loans Investigation of fraud cases where we have already extended loan to check the loop holes in our entire loan approval & disbursement process to strengthen the process and avoid losses due to fraud and potential non starters. Conducting post disbursement audits like collection receipts Audits, CPV cross verification, asset verification every month to have control on vendor activities and to avoid loss to bank. Regular agency surprise visits. Conducting training activities to agencies & staff to update latest trends in market & minimize fraud and follow ISO process laid down.Vendor Management & Outsourcing Risk: We are into the process of managing more than 60 vendors across Hyderabad hub and to keep a check on them to avoid any malpractice by these vendors. We regularly conduct Seeding activity on these activity to check the integrity levels of these outsourced agencies and keep control on them.Hunter: We also handle Hunter- It is a Fraud Risk detection tool for Banking developed by Credit rating agency Experian in collaboration with other major financers. This is used in Pre disbursal activities to weed out the Bad cases.