Amber Wright Email & Phone Number

Washington, Dc, Us

Vienna, Va

To review, analyze, and report on Navy Federal’s risk, quality, service, and controls, to improve operational efficiency and effectiveness, mitigate risk and remediate operational and regulatory vulnerabilities. Conduct quality control reviews of overall loan documentation (application, appraisal, title, credit, loan to value, legal), processes and system to ensure compliance with Investors, federal and state regulatory requirements, industry standards, and Navy Federal operating procedures. Perform in depth and comprehensive gap analyses to determine the root cause of process gaps, investor noncompliance and regulatory compliance failures. Maintain data in the quality control system platform to ensure adherence with regulatory government agencies requirements. Monitor corrective action target dates to ensure prompt remediation and control implementation to comply with regulatory government agencies requirements. Maintain and update quality control procedural manuals, job aides, and tools.

Gaithersburg, Maryland, United States

• Review and identify borrower and property risk to determine loan approval, suspense or denial. Inspect credit reports, income and asset documentation, appraisal analysis and title reports to ensure loan meets company overlays, government regulations and secondary market standards.• Document all conditions of loan decision in clear and concise manner to loan officers and supporting operations staff as well as working with clients so what is needed is clearly defined.• Check all documentation submitted to clear conditions ensuring it is accurate, organized, compliant and congruent with whole file.• Provided underwriting advice and support to company and management on guidelines in a help desk type situation. Rework of loans and issues to determine new terms, identify obstacles and determine best course to move loan forward in process. • Maintain knowledge of guideline updates for agency and investor products within changing market place.

Wincester, Va

• Preform detailed analysis of loan files to determine accuracy, compliance & adherence with company, investor, and loan product guidelines. Ability to manually underwrite all loan types.• Provided underwriter help desk support to company sales team for guideline questions, income calculations and scenario loan assistance.

Fairfax, Va

• Preform detailed analysis of loan files to determine accuracy, compliance & adherence with company, investor, and loan product guidelines. Ability to manually underwrite all loan types.• Selected for several specialized teams due to high quality of work product – VHDA Team, FHLB Team, Jumbo Loans Team, Portfolio Team and Renovation Team.

Gainesville, Virginia, United States

• Pre-underwrote files for completeness and compliance with guidelines of specified loan program to keep conditional approval conditions to a minimum. Consistently assigned the most difficult or complex loan types. Worked with borrowers to collect docs needed.

Fairfax County, Virginia, United States

• Pre-underwrote files for completeness and compliance with guidelines of specified loan program to keep conditional approval conditions to a minimum. Consistently assigned the most difficult or complex loan types. Worked with borrowers to collect docs needed.

Manassas, Virginia, United States

Pre-underwrote files for completeness and compliance with guidelines of specified loan program to keep conditional approval conditions to a minimum. Consistently assigned the most difficult or complex loan types. Worked with borrowers to collect docs needed.

Manassas, Virginia, United States

Pre-underwrote files for completeness and compliance with guidelines of specified loan program to keep conditional approval conditions to a minimum. Consistently assigned the most difficult or complex loan types. Worked with borrowers to collect docs needed.

Manassas, Virginia, United States

Pre-underwrote files for completeness and compliance with guidelines of specified loan program to keep conditional approval conditions to a minimum. Consistently assigned the most difficult or complex loan types. Worked with borrowers to collect docs needed.

Certification Of Completion, Business Administration, 4.0

Business Management

High School