Ambuj Kumar Email & Phone Number

Bengaluru, Ka, In

Bengaluru, Karnataka

Bengaluru, Karnataka, India

India

Hsbc Group Present In 67 Countries

Dubai Covering 10 Countries In The Region And 40 Countries In Global Capacity

1) Responsible for re-engineering/transformation of country stress tests for HSBC Group across the globe covering Asia Pacific, Americas, Europe and Middle East2) Responsible for enterprise wide stress testing covering all elements of bank's P&L and Balance Sheet for 10 MENA countries. The responsibility spans across bank's economic/regulatory capital assessment, enterprise wide stress tests, related models and regulatory relations.Stress Testing elements cover a) Group wide annual Prudential Regulatory Authority (PRA) and European Banking Authority (EBA) prescribed stress tests b) Regional and country regulatory stress tests c) Advisory to Board/HSBC Regional and Group Leadership on potential economic and geo-political duress the region may face and its implication to the bankLead multi-functional team (Strategy, Risk, Finance, Business) to design and deliver on relevant and meaningful stress test results. Identify key management mitigation action. Work with regulators to discuss capital adequacy and bank's resilience, hence affecting the determination of additional capital charge. Work with Board and strategic planning on apprising of potential headwinds, their likely impact to bank and mitigations.2) Responsible for annual Internal Capital Adequacy Assessment Process (ICAAP) for regional and country regulators. Lead the entire process and present to Internal and External stakeholders (Regional regulator Jersey Financial Service Commission, DFSA. and country regulators such as Central Bank of UAE).3) Oversight of economic and regulatory capital with respect to aforementioned.

Chicago, Il

 Help business through the economic duress and work with Executive Management to mitigate losses and shore up the balance sheet. Responsible for three key areas: 1) Analytics, risk oversight, and governance of HSBC portfolios in North America, which included a range of retail and wholesale portfolios/products 2) Industry and economic analyses to identify Emerging Risks; proposes macro-scenarios for planning and forecasting 3) Headed Centre of expertise for Loss forecasting to support HSBC retail worldwide.

Chicago, Minneapolis, Portland

Led a team of professionals in credit policy and underwriting strategy. Team was responsible for managing credit risk, underwriting strategy, portfolio profitability, loss forecasting and related analytics. Re-built the local team and built an offshore team to improve cost efficiency and broaden the talent pool.

Portland, Oregon Area

Responsible for Customer Acquisition Strategy and P&L, managed $60MM of Marketing budget. Managed a team that drives account acquisition strategy for a Non Prime card business. Grew the revenue streams by 60% through expanding the target population and providing with an alternative products.

Managed a team that identify global opportunities within the credit card business and prioritize the initiatives that will drive short and long term growth.

Salinas, California Area

Led a team that was responsible for credit underwriting strategy and segmentation for Alternative Channels Portfolio. Piloted and implemented underwriting strategy for major retail partners and sports franchises.

Frederick, Md & Gurgaon, India

Project planning for mega turn key infrastructure projects as it relates to engineering, procurement and construction.

Bs, Chemical Engineering

Activities and Societies: Literary Section, Debates, Hockey, Squash

Mba, Corporate Finance

Activities and Societies: Elected Vice President, MBA Student Association

Education record

Activities and Societies: Elocutions and Debates, Literary Society, Editor of School magazine, Hockey, Cricket