Ameya Apte Email & Phone Number

Mumbai, Maharashtra, India

Credit appraisal of companies in the mid-market segment (topline between 100 to 2000 crs).Handling a portfolio of 60 companies spread across west region across industries.b. Preparation of the Credit recommendation for the proposals to the committee -analysis offinancial and non-financial parameters including business model, industry, competition.

Worked in the LCH (Large Corporate HUB) as a AVP - team leader handling a portfolio of 110 accountscomprising of NBFCs, large and mid-corporates majorly for the western region.Managing a team of 4analysts.Role comprised of reviewing the proposals of the analysts reporting into me, participation in CreditCommittees, overall monitoring of the health of the.

a.Preparation of the Risk Advice and presentation of the proposals to the committee -analysis offinancial and non-financial parameters including business model, industry, competition andmanagement for assessing the credit quality and debt serviceability of the clients.b. SWOT analysis identifying key risks and putting forward the rationale for.

Commercial banking Group - handling large corporates (companies having turnover above Rs1500 crs) and MNCs.

Commercial Banking Group as a Team leader since November 2016 for the Western Region for mid-market portfolio (companies having turnover above Rs 50 crs to Rs 1500 crs). handling a team of 6analysts. Having approving authority upto 10 crs.Role comprised of reviewing the proposals of the analysts reporting into me, preparation of risk advicefor critical.

Commercial Banking group as a Credit Analyst for Small and Medium Enterprises and Large Corporatesa. Analysis of financial and non-financial parameters including business model, industry,competition and management for assessing the credit quality and debt serviceability of theclientsb. SWOT analysis identifying key risks and putting forward the rationale.

Small Enterprise Policy and Risk Group: (SPRG):a. Involved in the credit analysis of proposals upto sanctioned limits of Rs 20 cr.b. Handled Clusters like Construction. Logistics, Timber and also secured products Credit Risk Management Group (CRMG SEG):a. Involved in Credit analysis of proposals having sanctioned limits more than Rs 20 crs.b. Involved in.