Security of approval in light of approved CAP.

- Security of approval in light of approved CAP.- Preparation of charge / security documentation as per the terms & conditions for all types of credit facilities of commercial / Retail portfolio of Zone – I.- Preparation of indent in Hplus & recover stamp charges in line with Provisional Stamp Duty Act. Scrutinizing of all facility & Security documents in line with approval terms & Bank Policy/ Manual.- To ensure proper collateral capturing in the system so that accurate MIS reports can be generated through system. To ensure proper safe custody of documents in security vault for good record maintenance.- Proper & update credit file maintenance along with list of regular customer full under various BU.- To scrutinize stock report according to bank policy and intimate business unit where D.P shortfall observed.- Segregation of adjusted account from regular customer.to keep Liaison with Internal / External / Global and SBP Audit teams during audit inspections. Coordinate with business groups for release of security / issuance of NOCs upon receipt of necessary approvals & documents.

- Preparation of charge/security documentation as per terms & conditions of approved Sanction Advise for all credit facilities including fresh/renewal limits, EOL, OTT etc.- Monitoring of Watch-List Accounts for (CIBG & IBG) the top management (CRMC). Preparing outstanding position of Financing against Pledge of Shares.- Preparation / Updating of Check List for each Credit Proposal (AR, interim, fresh). To coordinate with in-house / external counsel for ILA (Initial Legal Advice) and for periodical Legal Reviews of all securities etc.- Follow-up with stock inspection agencies for timely submission of inspection report for hypothecated stocks. Monthly update to CAD-HOK regarding hypo stock inspection status.

- Respond promptly to the queries of the customers.- Update customers about new products and services.- Responsible to assist in marketing of banking products & services.- Spot opportunities for cross selling products and services by being aware of customer needs. Look after Account Opening, Cheque Books and Lockers.

• Greet customers with respect and provide them friendly environment• Manage difficult situations politely• Communicate customers request to Branch Management• Respond promptly to the queries of the customer• Update customers about new products and services• Responsible to assist in marketing of banking products & services.• Spot opportunities for cross selling products and services by being aware of customer needs.• Look after Account Opening, Cheque Books and Lockers.

- Responsible to assist in marketing of banking products & services. Spot opportunities for cross selling products and services by being aware of customer needs- Build profitable, win-win business relationship with the clients. Liaise with prospective clients to educate them on bank’s services and products in line with the customer’spersonal requirements.- Branch operations (Account Opening, KYC, SME) and Area MIS. Development of Credit proposals and analysis.- Conduct market research & analysis to identify business opportunities and assist in formulation of marketing strategies to achieve multi-dimensional growth targets & research based marketing strategies for lost, existing and new clients.

- Look after Distribution Channel in the assigned territory by signing Agents & Merchants.- To achieve monthly / quarterly / yearly targets assigned by the management.- To visit customers on daily basis and submit Market Visit Report (MVR).- Generate sales leads, to maintain healthy business relationship with customers, to handle key customer complaints and liaison with the concerned department for its speedy resolution.- Keep an eye on the competition and communicate market updates to the management on regular basis to conduct retail audit with respect to standard branding of the retail outlet and liaison with MNO for any deviation.