Amir Rammay Email & Phone Number

• AA & Sons is established with a motive to cater complete property management services to Overseas Pakistanis. A unique platform for Overseas Pakistanis, a solution to their all queries and problems related to real estate that is,o Selecting o Buying o Selling o Constructing o Renting o Rental Collections o Periodical Inspectiono Security of Properties in Pakistan. • AA & Sons offers best investment plans in real estate for investors, making sure with all possible efforts, the best return of investment in shortest possible time with 100% protection of Capital. It is setup for overseas Pakistani with a motive of " For Overseas by Overseas". I stayed abroad for 26 years and I understand problems Overseas Pakistanis are facing in terms of their investments in real estate.We, who are living abroad, particularly in middle east are facing great difficulties in protecting and maximising our life time savings. Majority of us don't invest with the fear of loss and our savings become thin as exchange rates don't compete with inflation. There is a huge number of overseas Pakistanis who have invested in real estate but unfortunately their hard-earned investment always remains at risk and they become victims of frauds by the market or sometimes by their own relatives. AA & Sons mission is to reach to those overseas Pakistanis who have invested in real estate and are facing problems. Our mission is to address their problems what they can’t address and to resolve them. No matter it is unlawful occupation on plots or houses, fraud by illegal society, undue delay in handover of plots, demanding extra charges etc. etc. Those who invest through us, AA & Sons will take best care of their property and will keep them update to get maximum out of it. Our objective is to have a long term relationship with our clients.

• Partner with the chairman on all operational and strategic issues as they arise; provide strategic recommendations to the chairman based on financial analysis & projections, cost identification & allocation, and revenue/expense analysis.• Participate in the ongoing strategic planning process of business.• Oversee long-term budgetary planning and cost management in alignment with strategic plan.• Engage the vice president (VP) of development to align financial management with short- and long-term financial planning and projections.• Engage the board finance committee around issues, trends, and changes in the operating model and operational delivery.• Oversee budgeting, and the implementation of budgets, so as to monitor progress and present operational metrics both internally and externally.• Ensure that finance staff maintains financial records in accordance with Generally Accepted Accounting Principles, and monitor the use of all funds.• Oversee the preparation and approval of all financial reporting materials and metrics for funding organizations and ; prepare & communicate monthly and annual financial statements.• Manage cash flow and forecasting; direct all financial, project-based, and departmental accounting.• Coordinate all audit activities.• Evaluate and oversee all benefits negotiations, thus providing the most competitive packages for employees.• Review all formal finance-, HR-, and IT-related procedures, processes, and administration, recommending improvements to the systems in place and managing the systems going forward.• Develop and manage direct staff, to include managers in finance, HR, and IT; • Engage other members of the senior management team—to facilitate cross-department collaboration that ensures that all financial, IT, and HR solutions positively support evolving strategy, operational delivery, and data collection needs.

o Preparing budget according to annual business plan agreed with Jaguar & Land Rovero Preparing cash flow, making sure that funds and facilities will remain available to meet the business plan requirements considering shortfalls if market behave adversely.o Reviewing budget & cash flow monthly & adjusting wherever required.o Reviewing & devising financials according to GAAP. • Reviewing & preparing monthly management reports, briefing in detail and analyzing by region, department & derivative. Expense analysis in different regions, especially recoverable expenses.• Liaison with external auditors (KPMG) for timely audit of financials and obtaining of Zakat certificate.• Ensuring finance cover for imports from Jaguar & Land Rover i.e. for vehicles as well as for spare parts. • Negotiation with suppliers to maintain & improve contractual agreements.• Monitoring and managing banking relationship, including credit lines and short & long term debts. • Monitoring internal controls, authorizing client credit limits, local purchases, fixed asset purchases, and petty cash expenses.• Liaise regularly with management team in order to understand ongoing business activities & development therefore preparing management information reports in order to ensure that business have the relevant information needed to support strategic decision making. • Negotiating medical, motor trade, property & other related insurance policies, diversifying risk and arranging full cover at most economical rates.

Chartered Certified Accountant, Accounting & Finance

Public Finance

Finalist, Cost Accounting