Director General of Innovation and Development of Modern Businesses is responsible for:• Approving innovative business plans and granting authorization to Insurtechs.• Policy-making for innovation in the Iranian insurance industry.• Monitoring approved and authorized Insurtechs in the Sandbox.

• Improved internal processes and procedures.• Delivered reports on Iranian insurers' systems and processes.• Issued circular letters regarding ERM systems of insurers.• Developed frameworks for risk assessment of insurers.• Formulated real-time solvency calculation and measurement systems.

• Improved supervisory processes and procedures.• Delivered reports on Iranian life insurers' systems and processes.• Developed instructions for online reporting of life insurance policies and for separating life and non-life accounts.• Issued circulars for life insurance interest calculations and payments.• Designed frameworks for risk and solvency analysis of life insurers.

• Managed IRC, ideated and facilitated the development of intelligent insurance industry databases and statistics systems, and delivered research project reports on various insurance-related topics.

• Led research projects, spearheaded the development of risk-based prudential regulation systems, and contributed to the drafting of By-laws for the insurance industry. In particular, spearheaded a risk-based solvency system for the industry, leading to the ratification of By-law No. 69 by the Iranian Insurance High Council. The drafted risk-based system (Credit, liquidity, market, underwriting and catastrophic risks) was initially proposed by my research team, and ratified and enacted as a… Show more • Led research projects, spearheaded the development of risk-based prudential regulation systems, and contributed to the drafting of By-laws for the insurance industry. In particular, spearheaded a risk-based solvency system for the industry, leading to the ratification of By-law No. 69 by the Iranian Insurance High Council. The drafted risk-based system (Credit, liquidity, market, underwriting and catastrophic risks) was initially proposed by my research team, and ratified and enacted as a standard solvency system in the form of the By-law by the Council. Delivered also drafts for By-law No. 78 (Formal actuary) and By-law No. 88 (Financial disclosure and reporting by insurers). After some modifications, the By-laws were also ratified and enacted by the Council. Show less

• Analyzed financial and risk positions of insurers, developed instructions for risk calculation, and evaluated risk retention.

• Analyzed financial positions and risk retention of insurers and delivered reports.