Amit Batra Email and Phone Number

* Expert in Regulatory Supervision and Risk Management. Specializing in analysing business models and strategies to identify key risks and devise effective solutions.* Data-Driven Insights: Utilize data to identify trends, outliers, and develop dashboards to visualize complex information.* Lead and manage a wide range of projects that impact millions of UK consumers, balancing competing priorities and ensuring timely delivery of objectives.* Develop, implement, and oversee effective supervisory strategies to address key risks of harm, recommending and executing supervisory interventions where appropriate.* Effectively communicate findings and recommendations to internal and external stakeholders, including senior management, in a clear and succinct manner.* Build strong relationships with colleagues across the Financial Conduct Authority (FCA) and key external stakeholders such as the Prudential Regulation Authority and trade bodies* Contribute to the formulation and delivery of supervisory strategies, focusing on continuous process improvement and sector-wide risk identification.* Handle cases involving financial promotion rule breaches, provide recommendations, and support policy development through research and report generation.* Draft detailed summaries and reports, communicate effectively with various audiences, and deliver presentations to senior management.* Committed to enhancing regulatory frameworks and ensuring the protection of UK consumers.* I am a portfolio champion for the Payments and Non-Bank lenders portfolio and represent the department to other stakeholders within the organisation.

* Lead policy and decisions for firms seeking authorisation within the Credit Broker, Lending, and Credit Reference Agency business models.* Assess causes of harm to consumers and markets, identifying and mitigating key risks in the portfolio.* Decision maker for Variation of Permission and Authorisation applications for firms in the Credit and Lending sector.* Adhere to strict internal risk framework and regulatory requirements.* Build strong relationships and manage internal and external stakeholders.* Develop specialism in credit, lending, and credit reference agencies sectors.* Gain unique exposure to emerging and cutting-edge developments in financial services.* Exhibit effective governance and decision-making skills.* Proactively contribute to organisational growth and success.

* Analyse customer requirements and devise tailored lending solutions.* Liaise with stakeholders to find effective lending solutions and products.* Maintain compliance with FCA conduct rules.* Provide explanations of lending implications.* Proactively identify trends and opportunities for growth.* Research business problems and assist in creating analytical models.* Analyse data sets and provide insight cross-functionally.

* Underwrote lending based on risk, collateral, and repayment vehicles.* Maintained compliance standards with no unfair customer outcomes.* Mentored colleagues to progress in their roles.* Advised on Mortgage and Protection products with high customer satisfaction.* Maintained relationships with stakeholders and analysed portfolios.

* Ensured high-level team coaching and motivation.* Established and maintained lasting relationships with clients and business partners.* Resolved customer complaints effectively.* Implemented company policies and managed staff recruitment and training.

* Maintained deep and lasting relationships with customers.* Sponsored for education and progression in professional Mortgage and Protection Adviser role.* Conducted client meetings and resolved complex customer issues.* Worked on own initiative and maintained utmost knowledge within the market.