Managing Debit card, Prepaid card - Forex card and ATM product. In my current role, my emphasis is on innovation, product development, customer delight, profitability and cost optimization by streamlining processes or tech integrations.

I have strong understanding and knowledge of Aadhaar Based Payments System with experience of delivering multiple projects.Currently, focussing on Financial Inclusion, Dairy solutions, MicroATM, Rural Business correspondent Banking, API, domestic remittances and Merchant Solutions.

Handing digital initiatives for IDFC Bank under Bharat Banking segment. Major Attainments:#Setting up of Remittance Product for Business Correspondent Network. #Integration of Bill payments on MicroATM.#IDFC Aadhaar Pay Merchant Solutions.#RuPay Product Development.#Business Correspondent Network# Network Compliance and regulatory reporting#Trainings to BCs, BOC and other teams.# Integration of various Value Added Services on MicroATM.

NPCI is formed by 10 core promoter banks backed by IBA and RBI to operate new retail payment systemservices like ATM switching, Mobile payments, Cheque Truncation system, Domestic Card Scheme,Automated Clearing House, Financial Inclusion, etc. in the country. Re-joined NPCI as product manager forWhite Label ATM projects.Major Attainments: Defining and integrating White label ATM (WLA) product and internal integration. Identifying and following up with operators to… Show more NPCI is formed by 10 core promoter banks backed by IBA and RBI to operate new retail payment systemservices like ATM switching, Mobile payments, Cheque Truncation system, Domestic Card Scheme,Automated Clearing House, Financial Inclusion, etc. in the country. Re-joined NPCI as product manager forWhite Label ATM projects.Major Attainments: Defining and integrating White label ATM (WLA) product and internal integration. Identifying and following up with operators to bring them under NFS umbrella. Have been able to onboard all 8 white label ATM operators on NFS network. Defined propositions like multiple sponsor banks and multiple switch providers for WLAOs. Defining new Value Added Services (VAS) and working with banks for making them live on new VAS. Visiting Banks and WLAO on quarterly basis to ensure no open items and follow up for closing issues. Regulatory follow-up with Banks and reporting. Organising events – Taking care of all pre and post requirements Show less

Diebold is a United States-based financial self-service, security and services corporation that is engagedprimarily in the sale, manufacture, installation and service of self-service transaction systems (such asATMs), electronic and physical security products (including vaults and currency processing systems), andsoftware and integrated systems for global financial and commercial markets. Diebold is the largest U.S.manufacturer of ATMs and holds good market share.Major… Show more Diebold is a United States-based financial self-service, security and services corporation that is engagedprimarily in the sale, manufacture, installation and service of self-service transaction systems (such asATMs), electronic and physical security products (including vaults and currency processing systems), andsoftware and integrated systems for global financial and commercial markets. Diebold is the largest U.S.manufacturer of ATMs and holds good market share.Major Attainments: Identifying new products. Manage Product life cycle. Interface between engineering and other teams. Customer relationship. Understanding impact of new regulations. Developments to cater Russia and Pakistan markets Show less

NPCI is formed by 10 core promoter banks backed by IBA and RBI to operate new retail payment systemservices like ATM switching, Mobile payments, Cheque Truncation system, Domestic Card Scheme,Automated Clearing House, Financial Inclusion, etc. in the country.Major Attainments: Identifying and following up with Banks to bring them under NFS umbrella. Identifying and following up with Banks to make them live on Value Added Services (VAS) offeredunder NFS.… Show more NPCI is formed by 10 core promoter banks backed by IBA and RBI to operate new retail payment systemservices like ATM switching, Mobile payments, Cheque Truncation system, Domestic Card Scheme,Automated Clearing House, Financial Inclusion, etc. in the country.Major Attainments: Identifying and following up with Banks to bring them under NFS umbrella. Identifying and following up with Banks to make them live on Value Added Services (VAS) offeredunder NFS. Identifying and developing new products to facilitate financial inclusion through National FinancialSwitch by close coordination with Banks and others. Visiting Banks on quarterly basis to ensure no open items and follow up for closing issues. Regulatory follow-up with Banks. Organising events – Taking care of all pre and post requirements Show less

– Branch bankingI had worked with HDFC Bank as Personal Banker taking care of Branch Banking operations along withbranch sales target. I was posted at Sarita Vihar Branch in New Delhi.Major Attainments: Retail Branch Operations. Handling Customers Queries. Deliverables and ATM custodians. BOD and EOD Reports. Processing customer documents. Salary upload and Fund Transfer. Internal Audit. Cross selling products like insurance, MF’s, FD’s… Show more – Branch bankingI had worked with HDFC Bank as Personal Banker taking care of Branch Banking operations along withbranch sales target. I was posted at Sarita Vihar Branch in New Delhi.Major Attainments: Retail Branch Operations. Handling Customers Queries. Deliverables and ATM custodians. BOD and EOD Reports. Processing customer documents. Salary upload and Fund Transfer. Internal Audit. Cross selling products like insurance, MF’s, FD’s, Credit cards etc Show less