15+ years of work experience in strategy, management consulting, and fintech. As the Head of Strategy - Fintech at Tata Digital, I lead the incubation and execution of new fintech initiatives across lending, insurance, investments, and payments. Prior to joining Tata Digital, I headed Financial Services practice at TSMG and led various group initiatives esp. on incubating fintech business in retail and MSME segments.At Oliver Wyman, I was part of the India leadership team and advised clients across financial services industries and in diverse geographies. I led engagements and drove CxO level and senior management discussions on topics such as market entry, strategic business review, cost effectiveness, product and distribution strategy, risk management, and governance. I also co-authored multiple publications on the trends and opportunities in the Indian banking sector, and contributed to the firm's thought leadership.