✓ Establishing and managing the company’s risk and compliance division.✓ Leading cross-organizational work processes until they go live and tailoring them both to the company's appetite for risk and to existing regulations.✓ Conducting event investigations and gap surveys, including drawing conclusions, reporting, and providing recommendations for improvement.✓ Working regularly with the internal auditors (Monarov & Co.), including presenting existing processes, responding to the audit’s comments, and reducing risks.✓ Writing the company's policy documents, including clearing, risk management, compliance, money laundering law, and new product approval documents.✓ Overseeing compliance, including with money laundering and terrorist financing law.✓ Submitting routine reports to the Chairman of the Board and the CEO on the progress of projects, including on deficiencies, risks, auditing requirements, and observance of schedules.

✓ Risk manager and compliance officer at a non-bank credit company traded on the TASE.✓ Planning, building, and managing work processes organized according to standard regulatory requirements. ✓ Implementing all regulatory provisions in practice, including regular reports to relevant entities.✓ Examining and approving the underwriting processes carried out by service personnel.✓ Measuring various indicators in client portfolios (change in risk levels, average lifespan, and macroeconomic changes).✓ Providing regular and quarterly reports to board members on the company's credit performance.

✓ Establishing and overseeing the company’s credit risk management and credit auditing.✓ Managing a team of economists, preparing annual work plans, setting objectives, soliciting feedback, and striving for constant improvement.✓ Establishing and managing a second auditing circuit, leading and implementing the organization's business and consumer credit processes.✓Supervising the credit provision processes of the first circuit (i.e., the Credit and Financing Division) for business and consumer credit.✓ Examining failure metrics in the business and private sectors to identify gaps in the statistical models.✓ Working regularly with the company's marketing manager to penetrate new market segments and increase the volume of consumer credit activity.✓ Measuring, analyzing, and recommending company KRIs and KPIs relating to the provision of credit and the measurement of credit risk.

✓ Establishing the company’s business credit control department upon it entering the nonbank credit business.✓ Managing a team of credit controllers.✓ Establishing and managing credit control, including identifying weaknesses and designing, developing, and preparing work plans.✓ Leading the "Red Lights" project to predict the beginnings of client business failure.✓ Implementing cross-organizational control processes for information systems in the Credit and Financing Division.✓ Managing routine operations alongside the business units, including recommending new credit provision and bringing up negative signals about clients.

✓ Establishing the company’s credit control operations.✓ Advising and guiding sales agents prior to recruiting new customers, including assessing customer risk and possible credit paths.✓ Updating sales agents on the frequency and scope of customer portfolio activity and on changes in the risk’s composition.✓ Providing expert opinions and recommendations to the credit committees of the company of the Board of Directors.