Business Analyst
Current▪ Financial Spreading & Analysis: Excelled in accurate financial spreading (PL, BS, CF) using Excel and lending platforms, with a focus on precise credit metric calculations.▪ Risk Assessment & Compliance: Proficiently conducted PD/LGD spreading, combining quantitative and qualitative measures for risk rating. Evaluated covenant compliance, independently conducting credit audits aligned with Loan Review Mechanism guidelines.▪ Comprehensive Connection Reviews: Led thorough… Show more ▪ Financial Spreading & Analysis: Excelled in accurate financial spreading (PL, BS, CF) using Excel and lending platforms, with a focus on precise credit metric calculations.▪ Risk Assessment & Compliance: Proficiently conducted PD/LGD spreading, combining quantitative and qualitative measures for risk rating. Evaluated covenant compliance, independently conducting credit audits aligned with Loan Review Mechanism guidelines.▪ Comprehensive Connection Reviews: Led thorough connection reviews, encompassing business overview, financial analysis, covenant performance, PD/LGD analysis, and compliance checks against bank guidelines for effective risk assessment. Show less