Lending Vertical

Heading a team of 9 (CSM’s designation equivalent to Branch Manager) and 19 dealers.Implement effective strategies to garner a substantial market share.Provide excellent customer service striving for quick decisioing with lower TAT of disbursal.Set loan disbursal targets for the sales team and ensured their achievementsDeveloped substantial market penetration with quality portfolio in a forbidden market.Addition of new sub dealer channels in promotion of 2W DCC Business… Show more Heading a team of 9 (CSM’s designation equivalent to Branch Manager) and 19 dealers.Implement effective strategies to garner a substantial market share.Provide excellent customer service striving for quick decisioing with lower TAT of disbursal.Set loan disbursal targets for the sales team and ensured their achievementsDeveloped substantial market penetration with quality portfolio in a forbidden market.Addition of new sub dealer channels in promotion of 2W DCC Business module. Monitoring of processes and implementations of best practices.Organize collection of installments ensured timely collection of RC.Maintained updated records of cases bookedMajor Achievements:Successfully worked on a portfolio of 19000 plus LAN in DCC with arrear of 1%.Achieved Monthly disbursal of 2100 Units (DCC & NDCC together Show less

As a BM headed commercial vehicle segment, with reportees lineage of BSM-passenger Car,Branch Collection Manager, Credit & Ops personal

Key Responsibilities:Heading a team of 14 and generates sales through automobile financing in Varanasi, and 10 Collection Executives for recovery.Implement effective strategies to garner a substantial market share.Provide excellent customer service and retain existing/PPR customers.Set loan disbursal targets for the sales team and ensured their achievementsDeveloped substantial market share in competitive market.Regularly liaise with branches and BHPC… Show more Key Responsibilities:Heading a team of 14 and generates sales through automobile financing in Varanasi, and 10 Collection Executives for recovery.Implement effective strategies to garner a substantial market share.Provide excellent customer service and retain existing/PPR customers.Set loan disbursal targets for the sales team and ensured their achievementsDeveloped substantial market share in competitive market.Regularly liaise with branches and BHPC (TMF)Scrutinize loan applications, process the application files, book contracts and disburse loans.Organized collection of installments, ensured timely collection of RC and policies.Maintained updated records of cases bookedMajor Achievements:Successfully worked on a portfolio of 2000 plus contracts.Achieved Monthly disbursal of Rs 4 crores.Attained Recovery target of Rs 4.5 crores per month.Achieved the 2nd runner up position in North India Region for collections in March 2006. Achieved a monthly maturity figure of Rs 3.23 crores in FY 2005-06, Rs 3.95 in FY 2006-07.Total contracts 1900, ODMR 6.9% . Due to diligence, sincerity and focused approach rose from the position of Public Relation Officer to Manager CV Show less

Established Renukoot Branch with 1 Cr disbursal within first 3 months of operation

Arranged Appraisal of customer verification report and carried out case appraisalsMonitored contract booking and recovery of loansVisited customers regularly for marketing as well as recovery.Major Achievements:Achieved one time booking of contracts worth Rs 1.5 crores. Disbursed Loans worth Rs 4 crores.