Amit Mahajan

Amit Mahajan Email and Phone Number

Lead Credit, Risk and Legal Professional || MSME; LAP LRD; MICRO Lending; Fintech Based Digital Lending ||17 Yrs Seasoned & Experienced Processional || 91-9839742173 #NBFC#BFCI#BANKING#
Amit Mahajan's Location
Lucknow, Uttar Pradesh, India, India
Amit Mahajan's Contact Details

Amit Mahajan personal email

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About Amit Mahajan

Amit CA and LLB (Gold Medallist) with more than 15++ Yrs experience in #Credit, Risk and NPA Management, Rural Banking and Financial Inclusion.Having experience of more than 11 years in handling Legal Affairs & Advisory Services – NPA Management, and About 10 Years of Experience in Credit and Risk Management. Proficient in Scrutinising, Evaluation of Credit Profiles and Sanctioning, Conducting Due Diligence and guiding in all legal matters with effective communication with Problem solving skills.Exposure in Legal and Financial Due Diligence Report of Stressed Assets Accounts. Expertise in SARFEASI Act, DRT. DRAT and Consortium Meetings, with effective Negotiations Skills for achievement of Best Prepositions for settlements and recovery of Blocked Funds. Well versed with the Protection of the company’s interest like sending notices, filing oppositions, title verification, attending hearing at the courts and tribunals, etc.Proficient in drafting, speaking with ease & authority, reading & research, analyzing & logical thinking. Experienced in handling entire litigation functions before courts, various Tribunals & Commissions, Regulatory authorities for resolving critical issues. Proficiency in drafting legal & commercial documents such as Suits, Petitions, Appeals, legal notices, etc. Speciality: Developed the best in class Risk Assessment framework for Micro Finance Clients and re-boosted in financial Inclusions with implementation of Fin-tech Based Assessing model. Expertise in Credit Risk and NPA Management for Retail, MSME and Micro Finance clients, besides Banking Amit have also skills of Fintech Based MFI lending projects with experience in Financial Inclusion Programs. Under Stressed Assets Reconciliation Turnaround Achievements in distressed and Stress Asset Portfolio recovery, stressed assets or special situation assets, valuations, due diligence, debt restructuring, liaison/negotiations with all bucket Clients. Skilled in Business Analysis, Financial Restructuring, Banking, Corporate Finance and Credit Analysis. Strong professional with CA and LL.B focused in Credit and Finance.

Amit Mahajan's Current Company Details

Lead Credit, Risk and Legal Professional || MSME; LAP LRD; MICRO Lending; Fintech Based Digital Lending ||17 Yrs Seasoned & Experienced Processional || 91-9839742173 #NBFC#BFCI#BANKING#
Amit Mahajan Work Experience Details
  • Nbfc-Mfi
    Chief Risk Officer
    Nbfc-Mfi Apr 2019 - Mar 2021
    Lucknow, Uttar Pradesh, India
  • Arcil-Arms
    Senior Manager
    Arcil-Arms Feb 2016 - Nov 2017
    • Effectively settling matters through Negotiations and Legal with inclined interest towards getting the block funds released. Maintained achievement of 125% in context to targets.• Best Practice and well Negotiated deals in acquisition of Stress Assets, legally verified and Assessed for better revenue generation
  • Indusind Bank
    Financial Restructuring And Reconstruction Indusind Bank U.P. & U.T.
    Indusind Bank May 2008 - Nov 2015
     Worked with IndusInd Bank ltd Lucknow, as Regional Manager Financial Restructuring and Reconstructions, U.P. & U.T., handling the Resolution of the Corporate and Retail Bad Debts, which includes both the financial as well as legal restructuring and am also looking after all the legal matters pertaining to North for the recovery of Corporate Loans . My daily assignment includes drafting and reviewing of loan documents, security documents. Vetting of all Legal Documents. On the litigation side pertaining to the recovery of bad debts I formulate the strategies to be adopted and accordingly I am responsible of briefing the empanelled lawyers and Senior Advocates of the Bank to represent our case before various courts and tribunals which includes DRT; DRAT; BIFR; and High Court. Expertise in the processes under SARFAESI Act for liquidating the mortgaged assets of the delinquent accounts had successfully handled hundreds of very high stake matters for the Bank applying my solution oriented approach and helped evolve innovative remedies while ensuring recoveries for the Bank. Being a brilliant strategist with skills and experience capable of delivering outstanding results, I had also been highly successful in getting several commercial disputes settled by persuing unexplored paths and ideas
  • Indusind Bank
    Area Credit Manager Mortgages
    Indusind Bank May 2013 - Jul 2015
    Lucknow
    Reatil Banking , Credit Administration, NPA Management with Sales and Sourcing Skills A qualified Chartered Accountant & presently pursuing L.L.B (Final Sem), offering more than 10 years of Banking exposure in Branch Banking, Credit analysis and Stress Asset Management, whereby skills of decision Making, Negotiations , Liaison , Cross Sell, and Sourcing & credit underwriting have been developed and groomed. A perfect combo of Liabilities and Assets of Banking Structure, with a through track record of handling tense situations and Domain expertise in Retail Banking, Risk Administration, Branch Administration, Commercial and Retail Credit Operations. Administration & improving profitability and operational efficiency. Thorough understanding of Bank Policies and guidelines with updated information on RBI guidelines and Six sigma. Acumen of portfolio management and Portfolio’s health with regular Review analysis and cross sell; Decisive on the credit worthiness of the applicants with a perfect blend of knowledge and checks as gained from stress Management. Perfect knowledge about properties and in depth analysis of types of properties in Uttar Pradesh, with established and acknowledged contacts with leading Legislators and official personalities to liaison the work for the organization. Proper exposure of banking procedures & policies plus compliance procedures including AML (Anti- money laundering), KYC (Know Your Customer). Expertise in team collaboration resulting in team building, conflict resolution, setting goals, driving results and implementing change.Managing Direct Sales through ASM,Agents DSA Channel and DST Channel portfolio management, Team Handling,Motivating and Training the Branches, Responsiblity for credit evaluation, Sanctioning and disbursement. Underwriting Mortgage or Business Loans or Loan against Property, for the MSME or SME with NIL Discrepant cases.
  • Axis Bank
    Deputy Manager
    Axis Bank Dec 2005 - Apr 2008
     Worked with AXIS Bank at Allahabad Branch at profile of Retail Assets wherein functioned as Branch Credit Manager and manager operations for Allahabad branch, completed the year-end targets for the branch with a massive growth rate.Have a successful track record of operations and administration skills. Have been evaluating the Credit profiles majorly for individual and SME Client for their credit need of Housing and Personal requirements. Took responsibility of Audit and reporting. Successful track record of Credit Management and data base reporting.
  • Icici Bank
    Amit Mahajan
    Icici Bank Jul 2003 - Nov 2005
    Allahabad Area, India
     Worked with ICICI Bank Ltd. – RLG Vanarasi-Allahabad (Main Branch) as Officer-Operations. Having experience of clearing and cms transactions banking and ability to work under pressure, cross-selling products such as Mutual Funds and Insurance. Concept of Five S, Six Sigma, and Cross Selling known, was also awarded for Best & Quick Customer Service.

Amit Mahajan Skills

Banking Finance Retail Banking Cross Selling Credit Mutual Funds Mis Trade Finance Financial Services Branch Banking Loans Brilliant Strategist With Skills And Experience Credit Analysis Financial Risk Portfolio Management Relationship Management Team Management Management Business Development Management Information Systems

Amit Mahajan Education Details

Frequently Asked Questions about Amit Mahajan

What is Amit Mahajan's role at the current company?

Amit Mahajan's current role is Lead Credit, Risk and Legal Professional || MSME; LAP LRD; MICRO Lending; Fintech Based Digital Lending ||17 Yrs Seasoned & Experienced Processional || 91-9839742173 #NBFC#BFCI#BANKING#.

What is Amit Mahajan's email address?

Amit Mahajan's email address is av****@****ail.com

What is Amit Mahajan's direct phone number?

Amit Mahajan's direct phone number is (800) 419*****

What schools did Amit Mahajan attend?

Amit Mahajan attended Dr. Ram Manohar Lohia Awadh University, Faizabad, Chatrapati Sahuji Maharaj Kanpur University, Kanpur, The Institute Of Chartered Accountants Of India, University Of Allahabad, Boys High School Allahabad.

What are some of Amit Mahajan's interests?

Amit Mahajan has interest in Social Services, Politics, Education, Environment, Human Rights, Animal Welfare.

What skills is Amit Mahajan known for?

Amit Mahajan has skills like Banking, Finance, Retail Banking, Cross Selling, Credit, Mutual Funds, Mis, Trade Finance, Financial Services, Branch Banking, Loans, Brilliant Strategist With Skills And Experience.

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