Developed Fraud analytics, sharper credit risk modeling, a cohesive team

Head of risk analytics

Innovative Health Finance startup based on AI/ML and Tech. Ran a couple of pilots. However founders decided to part ways

Lead for the advanced analytics capabilities for FS sector with focus on Insurance. working on AI driven solutions in computer vision, fraud management, automated underwriting and claims processing, cognitive RPAIdeation team for the PwC AI Lab

Built a new Practice as a Part of the Advisory Business in India for KPMG for Data AnalyticsIdeation and conceptualisation of the Digital practice @ KPMG IndiaOwned, sold, delivered and managed revenue in excess of INR 7 Cr Worked on projects across Financial Inclusion with the Govt of India, Sanitation access for New mothers, Due diligence support on a few of the largest M&A deal in the Indian startup space, collections warehouse design for a mid-east credit card major to working on critical capability development projects like design and development of a corporate due diligence and research tool leveraging big data, work allocation tool for audit professionals, model validation for insurance actuarial, risk and claims across PLC and warrantees. Built a new offering supporting buy-side mandates to seek out and analyse AI and Analytics companies for potential M&A targeting.

Delivery Lead for Largest client for Absolutdata. Led team servicing large Global Hospitality client in CRM delivery across- Campaign Management and Strategy, Consumer Insights and CRM Strategy, Campaign execution and Ad-hoc insights support.

Responsible for Risk Policy for the portfolio and Risk Analytics at Citibank India for Cards and Unsecured Loan Products- Develop and Drive Risk Policy and Collections strategy- Drive analysis and projects related to risk-expense tests aimed at delivering better collections at lower costs- Develop risk strategies- Develop and manage Back-end Risk Scores- Forecast LossesPrior:Managed the Unsecured products portfolio Risk for Citifinancial India; involving-- Acquisition Risk management - Risk based pricing, Risk concentration, Integrating bureau attributes into acquisition strategies, developing new Acquisition scores- Portfolio management and Top-up Loans - Behaviour and Topup strategies including new score development- Workout strategies: Settlement and Rewrite strategy re-builds, extension policy rebuilds- Underwriting: Involved in centralizing underwriting and implementing decision engine for automationThis role involved end-to-end risk management for Unsecured especially Personal Loans. I was part of the team that was involved in managing the 2008-09 crisis and saw loss rates come down by more than 2/3rd

Pricing Leader at GE Money reponsible for:- Fee Income and reccomending Rack Rates- Revenue enhancement opportunities through NPI, Product enhancments, Pricing decisionsDelivered 10% Vol growth in PL volumes through a targeted Price PromotionDelivered $250K (annualised) through tariff rationalizationDelivered $500K through attrition initiatives in high value Mortgages portfolio

Helped set-up new business of Research and Analytics at EXL. EXL acquired Inductis in 2006 to grow this business after seeing the benefits of this feild. - Helped develop a successful offshore/onshore Research and Analytics model Primary responsibilities for quantitative analytics and process/service migrations including: - Manage client relationship including recruiting team, training, administration, project management and process management - Migrate client processes to India - Work with potential clients to scope out needs and solutioning - Working with clients to improve/set-up processes/systems Consulting - Assisting US based clients in Finance, Legal and Facilities integration post acquisition - Top 5 investment bank in research related to outsourcing and off-shoring. Reccomending methodologies and defining approach to outsourcing

Consultant with GE Money Americas, working in the areas of Collections and Risk planning and analysis

Call centre executive doing collections for Auto-finance products. Involved in training new associates on process, mentoring, MIS and reportingReceived best collector award 3 months in a row