𝐑𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭Nurture and maintain client relationships to develop an understanding of their business, funding requirements and utilization of cash flows. Develop and maintain relationships with other co-lenders, bank representatives on various forums like joint lenders or committee of the creditors’ meetings.𝐂𝐫𝐞𝐝𝐢𝐭 𝐑𝐢𝐬𝐤 𝐀𝐬𝐬𝐞𝐬𝐬𝐦𝐞𝐧𝐭Conduct timely evaluation of the associated credit risk, assessment of funding requirements and manage impairment provisions based on the business assessment/ industry developments and in accordance with IFRS requirements.𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐨𝐟 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐬Manage all operational transactions, including advances, extensions, renewals, modification of loan terms and conditions.𝐄𝐱𝐢𝐭 & 𝐔𝐩𝐠𝐫𝐚𝐝𝐚𝐭𝐢𝐨𝐧 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 Formulate and implement account exit and upgradation strategies including debt compromise, restructuring, enforcement, interest rate adjustments, conversion of debt to equity and asset swaps.𝐑𝐞𝐜𝐨𝐯𝐞𝐫𝐲 𝐀𝐜𝐭𝐢𝐨𝐧Initiate recovery action in cases where the restructuring strategy has not materialized or cannot be implemented. This involves commencement of foreclosure proceedings, insolvency proceedings, litigations, legal settlements or sale down of debt.𝑲𝒆𝒚 𝑨𝒄𝒉𝒊𝒆𝒗𝒆𝒎𝒆𝒏𝒕𝒔:➔ Independently handled relationship and resolution of large portfolios worth AUM size of USD 1.4bn➔ Experience in handling large cases across various sectors like Telecom, Steel, Ports, Shipping, NBFC, Infrastructure and Textile➔ Initiated insolvency against Essar Steel – one of the largest cases in India under Insolvency and Bankruptcy Code, 2016 and spearheaded SCB’s action plan in the case which led to several changes in the act.

𝐑𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭Develop and nurture relationships with leading banks/financial institutions, prospective investors like private equity/conglomerate players.𝐀𝐜𝐪𝐮𝐢𝐬𝐢𝐭𝐢𝐨𝐧 𝐨𝐟 𝐃𝐢𝐬𝐭𝐫𝐞𝐬𝐬 𝐚𝐧𝐝 𝐒𝐩𝐞𝐜𝐢𝐚𝐥 𝐒𝐢𝐭𝐮𝐚𝐭𝐢𝐨𝐧 𝐀𝐬𝐬𝐞𝐭𝐬In-depth analysis and evaluation of investment opportunities, study of company’s potential, industry risk & turnaround potential, valuation, due diligence, devising probable resolution strategy, negotiations with seller banks and finalizing the documentation.𝐑𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧 𝐨𝐟 𝐃𝐢𝐬𝐭𝐫𝐞𝐬𝐬 𝐀𝐬𝐬𝐞𝐭𝐬Business and financial restructuring, debt restructuring, assessment of restructuring proposal, negotiating restructuring/settlement terms with the company, change of management, induction of strategic investor, sale of assets and investments, initiating legal actions in different forums.𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐨𝐟 𝐃𝐢𝐬𝐭𝐫𝐞𝐬𝐬 𝐀𝐬𝐬𝐞𝐭𝐬Interaction with top management and participation in Board meetings of the restructured company, constantly monitoring the operating and financial performance, benchmarking the performance parameters and ensuring adherence to terms of restructuring.𝐅𝐨𝐫𝐦𝐮𝐥𝐚𝐭𝐢𝐨𝐧 𝐨𝐟 𝐄𝐱𝐢𝐭 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲Scout for prospective investors, structure the exit/part exits to maximize the NPV/IRR on investment, implement exit strategies post approval from the competent Investment Committee.

𝐏𝐫𝐨𝐩𝐫𝐢𝐞𝐭𝐚𝐫𝐲 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐀𝐜𝐭𝐢𝐯𝐢𝐭𝐢𝐞𝐬Anchor proprietary investment function of the group with a focus on investments in distress assets (turnaround cases). Actively participate in all stages of the investment process from deal identification, evaluating the company’s business and finances to valuation, deal structuring and financing.𝐌&𝐀, 𝐅𝐮𝐧𝐝 𝐑𝐚𝐢𝐬𝐢𝐧𝐠 𝐚𝐧𝐝 𝐏𝐄 𝐀𝐜𝐭𝐢𝐯𝐢𝐭𝐢𝐞𝐬Participate in deal evaluation and execution, prepare information memorandum and business plans through financial modelling, valuation of companies, negotiation with investors, term sheet finalization and coordinating due diligence.𝐃𝐞𝐛𝐭 𝐑𝐞𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐢𝐧𝐠Provide turnaround strategies to corporate customers experiencing financial stress, work out restructuring proposals for companies and negotiate terms with banks/ financial institutions and other lenders. Assist and represent the clients in various forums and in raising funds through debt, equity or mezzanine finance.

𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐀𝐬𝐬𝐞𝐬𝐬𝐦𝐞𝐧𝐭 Assess the value drivers of business and develop analytics around key measurements to facilitate business decision making𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐚𝐧𝐝 𝐀𝐧𝐚𝐥𝐲𝐭𝐢𝐜𝐬Prepare and analyse strategic business plans, long term projections and determine the key value drivers through analyzing the business matrix, organic growth options and building different scenarios, analyzing the sensitivities involved, formulating action plans and determining their impact, planning the strategy for managing fluctuations in commodity prices, looking for the inorganic growth options and evaluate the acquisition potential and merger synergies

𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐂𝐨𝐧𝐭𝐫𝐨𝐥 𝐚𝐧𝐝 𝐏𝐨𝐥𝐢𝐜𝐢𝐞𝐬 Head finance functions such as determining financial objectives, supporting the decision-making process, profit planning, designing & implementing systems, policies & procedures to facilitate financial control𝐕𝐚𝐫𝐢𝐚𝐭𝐢𝐨𝐧 𝐀𝐧𝐚𝐥𝐲𝐬𝐢𝐬Conduct variance analysis to determine the difference between projected and actual figures as well as implement corrective actions𝐂𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐨𝐧 𝐀𝐧𝐚𝐥𝐲𝐬𝐢𝐬 Benchmarking companies financial & operational parameters and policies against key competitors and suggest the improvements required𝐍𝐞𝐭𝐰𝐨𝐫𝐤 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 Anchor the investor relation activities which involves preparation of Annual Report, Quarterly Results, information updates and interactions with investors and analysts.𝐖𝐨𝐫𝐤𝐢𝐧𝐠 𝐂𝐚𝐩𝐢𝐭𝐚𝐥 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 Secure the fundraising, treasury and working capital management activities𝐑𝐞𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐢𝐧𝐠 𝐚𝐧𝐝 𝐀𝐜𝐪𝐮𝐢𝐬𝐢𝐭𝐢𝐨𝐧𝐬 Anchor the restructuring, merger and acquisition activities of the company through involvement in the demerger of the two different divisions of the company and acquisition of a company engaged in similar business