Amit Pathak Email & Phone Number

Mississauga, ON, CA

Toronto, Ontario, Canada

Mississauga, Ontario, Canada

• Conducting timely and accurate application adjudication of credit proposals.
• Providing approvals for qualified leases within assigned lending limits.
• Presenting financial analysis and prepare reports in order to have deals funded.Self-Motivated tasks
• Developed a GUI based application using Python and SQL for:o Searching and viewing the lease recordso Addition, Modification and Deletion of the records from Databaseo Accessing the content of local files and folders.
• Data Analysis using Excel and Python libraries such as Pandas, NumPy

New Delhi Area, India

• Maintained CAD 30M Credit portfolio, tracked quality and timely renewal of limits.
• Compared liquidity, profitability, credit history and cash, with other companies of same industry, size and geographic location
• Compiled credit information and financial history in order to determine risk involved in lending money to customers
• Analyzed paying habits of customers who were delinquent in payment of bills and recommends action
• Managed different departments which Includes Operations, Trade Finance, Foreign Exchange and Wealth Management.
• Addressed and resolved client queries promoting sustained revenue growth through client retention, business referrals and the leveraging of cross-sales opportunities

New Delhi Area, India

• Provided guidance and direction to credit team for a portfolio valued at over CAD 40 Millions.
• Oversaw the credit review process for customer credit risk evaluation and credit underwriting or recommendation
• Managed overall operations ensuring regulatory compliance of internal policies and procedures meeting weekly sales, service and referral targets for personal/business clients
• Coached and mentored analysts and generated positive team dynamics through strong leadership, organization and interpersonal skills.
• Collaborated with Large Corporates in order to source business from them

New Delhi, India

• Undertaken risk assessment analysis of various types of lending proposals of Small and Medium Enterprises
• Handled the credit appraisals of over 30 clients having aggregate value of CAD 25 millions
• Analyzed credit applications, External Rating reports of Credit Bureaus, Cash Flow, Fund flow, bank statements and financial statements of the applicants to determine credit worthiness.
• Performed comprehensive evaluations of various financial information of different borrowers to be able to foresee significant industry trends and circulate the extracts for use in decision making
• Demonstrated code of ethics while adhering to and protecting client privacy

Hyderabad Area, India

• Gathered requirements and developed new enhancements and completed maintenance requests
• Resolved the tickets logged daily by the business users and address their queries on system functionality
• Verified change requests and defects; documented, tracked and communicated test plans, test results and unresolved problems.
• Completed smooth implementation and testing as well as provided post-implementation enhancement and maintenance support to clients.
• Provided on-call support for prod. issues including post launch supportEnvironment: C++, JAVA, SQL and Sybase

Pgdm, Finance

Be, Electronics & Communcation