Amiya Kumar Deka Email & Phone Number

Regional Office, Guwahati - Controllers Of Their Branches In N.E.States.

After retirement from SBI on superannuation, I joined as a Consultant in SBI Life - the largest Pvt Sector Life Insurer in India to coordinate their Audit activities and devise strategies and supervise policy renewal activities.

Hyderabad Circle

I was handling the following areas from the Local Head Office in Hyderabad Circle, administering 1200+ branches. (a) Looking after entire internal audit system and taking care of statutory audits for preparation of quarterly results.(b) All RBI related issues in relation to Currency Chest operations and Banking regulations.(c) All statutory and regulatory compliance matters.(d) Operational Risk Management(e) Fraud monitoring & reporting. (f) Member of Circle Credit Committees(g) Credit Processing Cell.(h) NPA monitoring cell. (i) Validation of Bank’s Credit Rating on borrowers. (j) All intra and inter-office accounts reconciliation matters.(k) State & Central Govt Business.(l) MIS team was under my supervision.The most significant and key responsibility areas under me were - Currency Chest Management at 200 Chest Branches, All regulatory and statutory compliance issues and reporting thereof, Statutory Audits & RBI Audits and MIS. Also Operational Risk monitoring, Fraud monitoring and NPA management.

Various Branches, 2 Lhos, Corp. Centre Mumbai & Global I T Centre Navi Mumbai

More than 36 years of experience in wide ranging banking activities with State Bank of India- India's largest bank. Areas of expertise : branch banking, retail credit, banking technology - Core Banking solution, ATMs & debit cards, IT project implementation & vendor management, Administrative functions in ZO, LHO and Corp. Office, Bank's regulatory and compliance and audit matters.

Global I T Centre, Belapur, Navi Mumbai

Primarily responsible for ATM Installation project for entire SBI Group (SBI and its Associate Banks) pan-India. Looked after rollout strategy, procurement; ATM managed services; ATM availability concerns; promotion / popularisation of Debit card usage amongst customers at merchant POS; introduction of new variants of debit cards as per needs of customer groups & demands of Business Groups; Vendor management in all these areas; coordination with Business Groups, 14 Administrative Circles and 7 (later 5) Associate Banks of SBI. Major highlights - Installation of 10,000+ ATMs in one single year (FY 2009-10) to successfully reach the target of 25,000 ATMs of SBI Group by March, 2011; introduce customised Debit cards for specific customer groups like Army, Navy, Air Force, Para military forces, Educated Youth (Yuva cards, Manipal University cards); Chip based EMV compliant Platinum cards (for HNIs) etc; exponential growth of SBI Group's debit card base and usage with significant increase in market share (RBI Data).

B.Sc. And M.Sc., Science With Major In Chemistry

Activities and Societies: Actively involved in cultural activities of Students' bodies- particularly Assamese Students' Association.

High School And Pre-University (Pu)