I led the Canadian Financial Intelligence Unit within the Global Anti-Money Laundering division of TD Bank Group.• Accountable for delivery of the global (excluding the United States) FIU operational mandate in line with operational benchmarks, minimum regulatory expectations and prudent risk management.• Led a team of over 300 Anti-Money Laundering professionals in the following program areas: Adjudication, Investigations, Quality Assurance, High Risk Program, Sanctions Operations, Demarketing, Reporting. • In 2019-2020, successfully led the FIU through the most significant period of structural, people, process and technology change in its history at that time. Ultimately attaining and maintaining operational green status, a first for the department since 2016.• Collaborated with other AML executive leaders to deliver a FIU Maturity Project that included major process simplification and enhanced reporting for executive leadership and the Board.• Proactive management of complex and multi-faceted stakeholder groups within Compliance, Risk Management and the lines of business.• Delivered significant improvement in the employee experience, including an increased focus on employee development. • Built strong industry partnerships including strategic involvement in public / private partnerships with Regulators and law enforcement.• Executive Lead for the TD Compliance and AML Associate Program for 4 years.• Co-lead of the Corporate Segment Diversity and Inclusion program.

Key accountabilities: - Leading Analysis and AML Compliance teams in Canada, US and the UK as part of TD's Global Anti-Money Laundering (GAML) division;- Accountability for global TD Wealth and Insurance businesses, including oversight of ongoing monitoring, testing and risk assessments; - Developing and maintaining a solid framework for oversight and maintenance of effective policies and procedures by using expert knowledge of anti-money laundering and terrorist financing laws/regulations and emerging risk;- Providing policy and best practice guidance to executive and senior leadership;- Identify and delivering against strategic and operational objectives with other GAML teams; - Delivering effective and impactful executive and Board level reporting;- Held the CF11 and Nominated Officer role for TD Wealth's UK businesses.

Key accountabilities: - Leading Analysis and Compliance teams in both Toronto and Leeds as part of TD's Global Anti-Money Laundering (GAML) division;- Accountability for TD Wealth international businesses, including oversight of ongoing monitoring, testing and risk assessments; - Developing and maintaining a solid framework for oversight and maintenance of effective policies and procedures by using expert knowledge of anti-money laundering and terrorist financing laws/regulations and emerging risk;- Providing policy and best practice guidance to executive and senior leadership;- Identify and delivering against strategic and operational objectives with other GAML teams; - Delivering effective and impactful executive and Board level reporting;- Hold the CF11 and Nominated Officer role for TD Wealth's UK businesses.

Key responsibilities and achievements:- Ensuring TD Waterhouse UK Group had an effective financial crime prevention framework meeting minimum UK regulatory and TDBG expectations. Developed a Financial Crime Prevention function with an holistic approach to both anti-money laundering and fraud prevention;- FSA Approved (CF11) Money Laundering Reporting Officer for four FSA registered firms ;- Delivering an effective operational risk management framework into business as usual and visible second line of defence within TD Wealth International.- Supporting the firm’s regulatory and operational progression by fulfilling trusted advisor role to peers and stakeholders across TD Wealth International and within TDBG;- TD Wealth "STAR award" winner in 2009;- Successful integration of an AML risk-based approach into business as usual and creation of the first detailed AML risk assessment process in TD Bank in 2006; - Contributor to JMLSG Guidance Notes to the Financial Services industry;- Lead on due diligence for four acquisitions in 2008 to 2010.

Key responsibilities and achievements included:- Creation of new internal audit function within TD Waterhouse, reporting independently into Audit Division in Toronto;- Making internal audit a visible and impactful third line of defence within the TD Waterhouse business; - Implementing a risk-based operational and project audit programme;- Project audit and consulting role in the creation of a UK bank branch;- Pre-acquisition due diligence; - Introduction of executive and senior management reporting framework.

Key responsibilities and achievements included:- Regulatory compliance (including anti-money laundering and data protection) accountability for two entities, TD Waterhouse and YorkSHARE Ltd;- Key contributor in two client account and system migrations;- Delivered effective onsite compliance function and risk-based compliance monitoring programme;- Key SFA contact for regulatory contact and visits;- SFA registered head of compliance and MLRO.

Responsible for audits and advisory assignments to SFA, IMRO and PIA (now all under FSA umbrella) entities, including execution-only stockbrokers, advisory stockbrokers, unit trust management and administration companies, financial advisors.

Recruited as graduate by Kidsons Impey and qualified as a chartered accountant in 1997. Successfully undertook audit responsibilities in relation to small and medium-sized owner-managed businesses across the UK.