Amrish Doshi Email & Phone Number

Mumbai, India

As part of Conduct, Financial Crime Compliance and Regulatory Compliance (CFCC) Team of the Bank: • Managing Regulatory Supervisors under RBS through effective coordination with all units across the Bank. Managing remedial actions/risk mitigation steps for the risks/ concerns identified, so as to positively influence the compliance culture and get better outcome in Regulatory Supervisory Assessment.• Drive the enhancements in the quality of regulatory reporting to make it more… Show more As part of Conduct, Financial Crime Compliance and Regulatory Compliance (CFCC) Team of the Bank: • Managing Regulatory Supervisors under RBS through effective coordination with all units across the Bank. Managing remedial actions/risk mitigation steps for the risks/ concerns identified, so as to positively influence the compliance culture and get better outcome in Regulatory Supervisory Assessment.• Drive the enhancements in the quality of regulatory reporting to make it more automated, accurate, specific, timely & contextual. Analyzing Trends in the Data and its impact in terms of Risk Assessment. • Implementing governance and assurance framework for the regulatory/ supervisory submissions. Overseeing Compliance Monitoring Reviews across businesses/ functions. • Advising Functions including Finance, Risk, HR, Technology, Information Security, Operations, Property Administration, etc. on regulations related their areas. These includes Basel Norms and Prudential Norms related Capital, Liquidity Risk, Credit Risk-Income Recognition of Impairment (NPA), Asset Classification, Operational Risk, Outsourcing, Technology and Information & Cyber Security Risks including Risks Associated with Cloud Governance. • Managing Relationship with Regulatory Supervisory Team and other relevant regulatory teams. • Carrying out Compliance Risk Assessment (CRA) and managing Local Compliance Policies. Show less

Mumbai, India

• Managing Risk Appetite, Internal Capital Adequacy Assessment Process (ICAAP) and Prudential Risk Assessments. Compliance with and Disclosures under Basel Guidelines with Finance team.• Stress testing the asset portfolio with macro-economic and industry specific scenarios and assessing potential adverse impact on quality of Credit and requirement of capital. Managing Early Alert (EA) / Country Risk Committee (CRC) and other forums proceedings• Managing MI for Local Management, Group… Show more • Managing Risk Appetite, Internal Capital Adequacy Assessment Process (ICAAP) and Prudential Risk Assessments. Compliance with and Disclosures under Basel Guidelines with Finance team.• Stress testing the asset portfolio with macro-economic and industry specific scenarios and assessing potential adverse impact on quality of Credit and requirement of capital. Managing Early Alert (EA) / Country Risk Committee (CRC) and other forums proceedings• Managing MI for Local Management, Group Risk, Group Investor Relations on Credit Portfolio• Monitoring of Wholesale Credit Risk Portfolio, Tracking of portfolio performance against set standards.• Managing Local Policies within Global Policy and Local Regulatory framework• Analyzing impact on portfolio for external (local/ global) events having contagion effect• Regulatory relationship management for Wholesale Credit Function Show less

Mumbai, India

As part of Country Operational Risk & Assurance Management (CORAM) team had dual role of (i) carrying out local audits in accordance with Assurance Framework of the Group and local regulatory audit requirements; and (ii) having an oversight on implementation of operational risk assurance framework by the business and functional operational risk teams. During this period, I have been: • Leading a Team of 12 Assurance Managers with varied experience of Nil to 30 years. Leading both Retail and… Show more As part of Country Operational Risk & Assurance Management (CORAM) team had dual role of (i) carrying out local audits in accordance with Assurance Framework of the Group and local regulatory audit requirements; and (ii) having an oversight on implementation of operational risk assurance framework by the business and functional operational risk teams. During this period, I have been: • Leading a Team of 12 Assurance Managers with varied experience of Nil to 30 years. Leading both Retail and Wholesale Bank Audits – more particularly for Financial Markets, Corporate/Commercial Banking, Corporate Finance, Retail Branches, Credit Card/ Personal & Mortgage Loans, SME Assets, Compliance, HR, etc. • Leading Loan Review Mechanism {Credit Audits} covering Origination, Approval and Monitoring and assessing adherence to processes and standards for: Credit Due Diligence, Risk Analysis in the Credit Proposals Approved Credit Monitoring including Quarterly Performance Reviews, Credit Covenants and Risk Triggers/ Mitigants, Monitoring of Security – Valuation and Insurance, etc.  Compliance with Global and Local Credit Policies and Portfolio Standards/ Ceilings • Managing Planning for Country Audits• Playing key role in enhancing effectiveness of Operational Risk Management Framework through: Leading refurbishment of Key Control Standards and Self-Assessment checks for Businesses & Functions Managing Country Operational Risk Committee proceedings as alternate to Head – Country OR (as & when required), to facilitate remediation and escalation of the operational risk issues to top management in the Country Guiding OR Forums for Financial Markets (FM), Corporate and Retail Businesses as Country OR Rep. Arranging training of 1000+ officials on Operational Risk Management Framework Show less

Asia & Africa

• Led SME Audits in Singapore, Hong Kong, UAE, Malaysia, Kenya, etc.• Played key role in Audits of Retail & Wholesale Banking Businesses and Support Functions including Local Corporates, Country Governance, Anti Money Laundering, Mortgages, Credit Card Personal Loans, Branches & Contact Centre, etc. across Asia & Africa• Assessed risks associated with Products & Value Streams and defined Risk-Control Matrices

Mumbai, India

• Originated, structured, appraised and managed relationships with turnover of USD100M as Sr. RM with targets around Risk Adjusted Return on Capital (RARoC), Revenue & Portfolio size. • Cross Sold Cash Management Services (Collection & Payments, Escrow Account Arrangements), Structured Trade Finance, Insurance and Derivative Products, etc.• Managed Products from both, Credit Quality & Profitability perspective for lending to Emerging Corporates & Educational Institutions

Mumbai, India

• Played key role in set up of Corporate Linked Business of Supply Chain Finance – Drafting of Business Strategy and Product Program, sourcing of relationships, structuring programs and managing portfolio• Set up of Centralized Operations & Monitoring Hub at Chennai for this business (one of the FIRST centralized processing units for the Bank)

Mumbai Area, India

• Managed decentralized semi urban branch environment including standalone ATMs, Clearing, Cash, Account Service and Data Base/ System Administration functions including Y2K challenges• Piloted Outbound Sales Team for Retail Deposits• Involved in centralized set up to leverage on corporate relationships for marketing of retail products

Mumbai

• Managed Inland LC Bill Negotiation, Leasing Assets and Finance against Securities (FAS) Businesses • Structured Finance Arrangements for Transport Operators• Worked as part of operations of Trade Finance, Leasing, Bill Discounting and FAS Businesses• Credit MIS for Senior Management of the Bank and the Regulatory submissions• Early Alert /Watch List equivalent reports for Credit Risk Sensitive/ Delinquent Accounts

Mumbai, India

• Contributed towards preparation of Manual of Instructions for various banking activities• Developed & successfully implemented statistical technique of sampling for auditing • Internal/Concurrent Audit of Credit, Foreign Exchange & General Banking activities

Diploma In Treasury, Investment & Risk Management, Treasury, Investment & Risk Management, Second

Chartered Accountant, Banking And Financial Services, Risk Management, Accounting & Auditing, Financial Management, 2Nd