VP - Zonal Head South | BroCA HDFC Life | Hyderabad & Chennai

AVP - Zonal Head South | BroCA HDFC Life | Hyderabad & ChennaiSkills: Relationship Management · Team Leadership · Business Development · Revenue Generation · Strategic Planning · Regulatory Reporting · Business Process Improvement

Deputy Zonal Manager - Third-Party Distribution | Reliance Life Insurance Co. Ltd📍 Hyderabad, Telangana, IndiaDynamic leader overseeing retail and institutional sales in Andhra Pradesh.Successfully managed a team of 50+, including area managers, sales managers, and off-role staff.Key responsibilities include team performance, productivity, training, and managing critical channel partnerships.Proven track record in handling group insurance business and analyzing corporate portfolios.Achievements:Achieved an outstanding 300% sales growth in retail insurance amid challenging economic conditions.Established and nurtured strong relationships with key channel partners.Secured tie-ups with 9 corporate agencies and 6 brokers in Andhra Pradesh.Recognized with the Best Regional Manager award in 2012, leading to a promotion to Deputy Zonal Manager in 2014.

Associate Vice President for Personal loan and Small and medium enterprise handling South and West India region📍 Mumbai, IndiaLed credit decisions for personal and SME loans.Managed underwriting teams and maintained portfolio quality.Made critical decisions on high-value and high-deviation cases.Conducted risk reviews, optimizing sales sourcing mix.Launched new products, enhancing regional policies for efficiency.Automated MIS for key metrics, achieving process efficiency.Greenbelt in Six Sigma for substantial underwriting time reduction.Managed a team of 28 Credit Managers, focusing on talent development.

ICICI Bank | Regional Credit Manager - PL Corporate & Alt. Channel📍 Mumbai, IndiaPromoted from Area Credit Manager within a year.Key Contributions:Led credit decisions, ensuring policy adherence and efficiency.Pioneered spot approval activities, driving significant business growth.Managed a team of 16 credit managers, focusing on growth and policy implementation.Achieved notable reduction in Turnaround Time (TAT), fueling business expansion.Proactively tracked delinquent accounts, collaborating with collections for swift resolutions.Provided regular feedback to the sales team on sourcing quality and error reports.