Amrita Dhal Email and Phone Number
Amrita Dhal is a Driving Digital Transformation at Standard Chartered Bank | University of Chicago, XIMB, and IIIT Graduate | Led Digitization of Rural Banking Products at Ujjivan SFB at Standard Chartered. Colleagues describe her as "I have worked with Amrita during my time at Axis Bank. She brought in a blend of creative thinking, analytical skillfulness, and plenty of enthusiasm. Her focused work on evidence-based digital solution to the financial challenges of today is a testimony of her commitment to creating better credit linkages for the financially excluded segment. Amrita is a creative problem solver, thinker, and a doer. She is a great peer to work with. She is passionate about what she does, which makes her go that extra mile and bring that extra smile. Anyone wishing to hire or work with Amrita will undoubtedly enjoy the same positive working relationship that I have had. All the best.", "Astute rural inclusion product manager who looks at minute details of activities and demographic profile of customers in building tailor made customised product suite that matches requirements of all stakeholders", and "Having partnered with Amrita on multiple assignments, her domain knowledge far exceeds her experience. Always eager to learn by taking up new projects, Amrita managed to deliver excellent results even in the most challenging situations. Her drive, determination and ambitious nature makes her an excellent asset for any organisation."
Standard Chartered
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Manager (Technology & Transformation)Standard Chartered Aug 2023 - PresentLondon, England, Gb -
ManagerEy Dec 2022 - Aug 2023London, GbStrategy and Transformation -
Program Manager Business DevelopmentStellapps Technologies Private Limited May 2021 - Aug 2021Bangalore, Karnataka, In-Spearheading Project Management of MooPay (Fintech Business) for new business development and strategic partnership-Managing Partnerships, internal liaising, launch timelines , marketing, GTM , end to end delivery- Leading discussion on Digital Micro Lending, Micro Insurance and Equipment Financing with Banks, NBFC and Fintechs- Partner in growth journey of new age small finance banks in India through Business Correspondent Models -
Product And InnovationUjjivan Small Finance Bank Oct 2018 - Apr 2021Bengaluru, Karnataka, InKisan Pragati Card: Ujjivan SFB became the first Small Finance Bank to launch the Kisan Credit Card (KCC)scheme of RBI-Product design: Defining product features through detailed product and policy note, LOS requirement detailing through BRD & FSD -Market Research: Identifying target segment . Engaging with small and marginal farmers across Tier V and Tier VI rural locations to understand the unmet agriculture and allied credit needs to align the product strategy.-Detailing customer journeys; Conducting Functional, Production & User Acceptance Testing (FAT, PAT, UAT) - Product life cycle management: Ideating acquisition, activation, retention & revenue generation.Banking the Unbanked Rural Areas:- Branch Footprint Expansion: 110 new Unbanked Rural branches added by FY 21-Business Correspondent(BC): Defined policy for BC addition through detailed policy note.-Digital Micro Loans: Collaborated with cross functional teams for the development of one of its kind product Loan on Phone for convenient micro loans sanctioned within 3 hoursInnovation and Strategic Partnership:Digital Dairy Loans: Tie Up with StellApps small ticket size dairy loan through Business Correspondent partnership using IoT data for loan processing• Automated Credit Underwriting: Partnered with Dvara for Farm analytics. Automated underwriting using satellite data to assess farmers credit eligibility. -
Deputy Manager ProductAxis Bank Jun 2016 - Sep 2018Mumbai, Maharashtra, InAgri Trade Finance• Analyzed credit and operational risks in commodity financing facility & suggested changes which were accepted by the department• Reviewing and restructuring of credit assessment method for B2C and B2B borrowers of finance against warehouse receipt.• Handled the review and development of the Commodity Financing Policy for the Financial Year 17-18• Product Development: Developed product for Commodity Traders with buy back arrangement scheme ensuring better value realisation• Contract management support for vendors of Post-Harvest Financing facility• Handled various regulatory reporting for Commodity Finance• Liaised with cross functional teams for monthly audit reviews and risk management• Delinquency management by tracking overall delinquency, margin movement, price movement and portfolio behavior. -
Summer InternMilk Mantra Apr 2015 - Jun 2015Bhubaneswar, Odisha, InImpact Assessment of Milk Mantra on Rural Ecosystem of Odisha- Analysis of social impact on dairy farmers of Milk Mantra in Gop, Odisha using Qualitative techniques- Conducted field level study using Focused Group Discussion and Depth Interviews at 20 collection points of Milk Mantra using 100 dairy farmers as participants- Studied the bottlenecks in participation of women dairy farmers in organized commercial dairy farming.- Studied the impact of Extension Services of Milk Mantra and suggested best practices- Analyzed primary data using quantitative and qualitative techniques
Amrita Dhal Education Details
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University Of ChicagoPublic Policy Analysis -
Xavier Institute Of Management(Xim Bhubaneswar)Master Of Business Administration - Mba -
International Institute Of Information Technology, BhubaneswarInformation Technology
Frequently Asked Questions about Amrita Dhal
What company does Amrita Dhal work for?
Amrita Dhal works for Standard Chartered
What is Amrita Dhal's role at the current company?
Amrita Dhal's current role is Driving Digital Transformation at Standard Chartered Bank | University of Chicago, XIMB, and IIIT Graduate | Led Digitization of Rural Banking Products at Ujjivan SFB.
What schools did Amrita Dhal attend?
Amrita Dhal attended University Of Chicago, Xavier Institute Of Management(Xim Bhubaneswar), International Institute Of Information Technology, Bhubaneswar.
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