Amrita Dhal Email & Phone Number

India

London, England, Gb

London, Gb

Strategy and Transformation

Bangalore, Karnataka, In

-Spearheading Project Management of MooPay (Fintech Business) for new business development and strategic partnership-Managing Partnerships, internal liaising, launch timelines , marketing, GTM , end to end delivery- Leading discussion on Digital Micro Lending, Micro Insurance and Equipment Financing with Banks, NBFC and Fintechs- Partner in growth journey of new age small finance banks in India through Business Correspondent Models

Bengaluru, Karnataka, In

Kisan Pragati Card: Ujjivan SFB became the first Small Finance Bank to launch the Kisan Credit Card (KCC)scheme of RBI-Product design: Defining product features through detailed product and policy note, LOS requirement detailing through BRD & FSD -Market Research: Identifying target segment . Engaging with small and marginal farmers across Tier V and Tier VI rural locations to understand the unmet agriculture and allied credit needs to align the product strategy.-Detailing customer journeys; Conducting Functional, Production & User Acceptance Testing (FAT, PAT, UAT) - Product life cycle management: Ideating acquisition, activation, retention & revenue generation.Banking the Unbanked Rural Areas:- Branch Footprint Expansion: 110 new Unbanked Rural branches added by FY 21-Business Correspondent(BC): Defined policy for BC addition through detailed policy note.-Digital Micro Loans: Collaborated with cross functional teams for the development of one of its kind product Loan on Phone for convenient micro loans sanctioned within 3 hoursInnovation and Strategic Partnership:Digital Dairy Loans: Tie Up with StellApps small ticket size dairy loan through Business Correspondent partnership using IoT data for loan processing• Automated Credit Underwriting: Partnered with Dvara for Farm analytics. Automated underwriting using satellite data to assess farmers credit eligibility.

Mumbai, Maharashtra, In

Agri Trade Finance• Analyzed credit and operational risks in commodity financing facility & suggested changes which were accepted by the department• Reviewing and restructuring of credit assessment method for B2C and B2B borrowers of finance against warehouse receipt.• Handled the review and development of the Commodity Financing Policy for the Financial Year 17-18• Product Development: Developed product for Commodity Traders with buy back arrangement scheme ensuring better value realisation• Contract management support for vendors of Post-Harvest Financing facility• Handled various regulatory reporting for Commodity Finance• Liaised with cross functional teams for monthly audit reviews and risk management• Delinquency management by tracking overall delinquency, margin movement, price movement and portfolio behavior.

Bhubaneswar, Odisha, In

Impact Assessment of Milk Mantra on Rural Ecosystem of Odisha- Analysis of social impact on dairy farmers of Milk Mantra in Gop, Odisha using Qualitative techniques- Conducted field level study using Focused Group Discussion and Depth Interviews at 20 collection points of Milk Mantra using 100 dairy farmers as participants- Studied the bottlenecks in participation of women dairy farmers in organized commercial dairy farming.- Studied the impact of Extension Services of Milk Mantra and suggested best practices- Analyzed primary data using quantitative and qualitative techniques

Master Of Science - Ms, Public Policy Analysis

Master Of Business Administration - Mba

Bachelor Of Technology (Btech), Information Technology