Amrita Dhal

Amrita Dhal Email and Phone Number

Driving Digital Transformation at Standard Chartered Bank | University of Chicago, XIMB, and IIIT Graduate | Led Digitization of Rural Banking Products at Ujjivan SFB @ Standard Chartered
Amrita Dhal's Location
India, India
About Amrita Dhal

Amrita Dhal is a Driving Digital Transformation at Standard Chartered Bank | University of Chicago, XIMB, and IIIT Graduate | Led Digitization of Rural Banking Products at Ujjivan SFB at Standard Chartered. Colleagues describe her as "I have worked with Amrita during my time at Axis Bank. She brought in a blend of creative thinking, analytical skillfulness, and plenty of enthusiasm. Her focused work on evidence-based digital solution to the financial challenges of today is a testimony of her commitment to creating better credit linkages for the financially excluded segment. Amrita is a creative problem solver, thinker, and a doer. She is a great peer to work with. She is passionate about what she does, which makes her go that extra mile and bring that extra smile. Anyone wishing to hire or work with Amrita will undoubtedly enjoy the same positive working relationship that I have had. All the best.", "Astute rural inclusion product manager who looks at minute details of activities and demographic profile of customers in building tailor made customised product suite that matches requirements of all stakeholders", and "Having partnered with Amrita on multiple assignments, her domain knowledge far exceeds her experience. Always eager to learn by taking up new projects, Amrita managed to deliver excellent results even in the most challenging situations. Her drive, determination and ambitious nature makes her an excellent asset for any organisation."

Amrita Dhal's Current Company Details
Standard Chartered

Standard Chartered

View
Driving Digital Transformation at Standard Chartered Bank | University of Chicago, XIMB, and IIIT Graduate | Led Digitization of Rural Banking Products at Ujjivan SFB
Amrita Dhal Work Experience Details
  • Standard Chartered
    Manager (Technology & Transformation)
    Standard Chartered Aug 2023 - Present
    London, England, Gb
  • Ey
    Manager
    Ey Dec 2022 - Aug 2023
    London, Gb
    Strategy and Transformation
  • Stellapps Technologies Private Limited
    Program Manager Business Development
    Stellapps Technologies Private Limited May 2021 - Aug 2021
    Bangalore, Karnataka, In
    -Spearheading Project Management of MooPay (Fintech Business) for new business development and strategic partnership-Managing Partnerships, internal liaising, launch timelines , marketing, GTM , end to end delivery- Leading discussion on Digital Micro Lending, Micro Insurance and Equipment Financing with Banks, NBFC and Fintechs- Partner in growth journey of new age small finance banks in India through Business Correspondent Models
  • Ujjivan Small Finance Bank
    Product And Innovation
    Ujjivan Small Finance Bank Oct 2018 - Apr 2021
    Bengaluru, Karnataka, In
    Kisan Pragati Card: Ujjivan SFB became the first Small Finance Bank to launch the Kisan Credit Card (KCC)scheme of RBI-Product design: Defining product features through detailed product and policy note, LOS requirement detailing through BRD & FSD -Market Research: Identifying target segment . Engaging with small and marginal farmers across Tier V and Tier VI rural locations to understand the unmet agriculture and allied credit needs to align the product strategy.-Detailing customer journeys; Conducting Functional, Production & User Acceptance Testing (FAT, PAT, UAT) - Product life cycle management: Ideating acquisition, activation, retention & revenue generation.Banking the Unbanked Rural Areas:- Branch Footprint Expansion: 110 new Unbanked Rural branches added by FY 21-Business Correspondent(BC): Defined policy for BC addition through detailed policy note.-Digital Micro Loans: Collaborated with cross functional teams for the development of one of its kind product Loan on Phone for convenient micro loans sanctioned within 3 hoursInnovation and Strategic Partnership:Digital Dairy Loans: Tie Up with StellApps small ticket size dairy loan through Business Correspondent partnership using IoT data for loan processing• Automated Credit Underwriting: Partnered with Dvara for Farm analytics. Automated underwriting using satellite data to assess farmers credit eligibility.
  • Axis Bank
    Deputy Manager Product
    Axis Bank Jun 2016 - Sep 2018
    Mumbai, Maharashtra, In
    Agri Trade Finance• Analyzed credit and operational risks in commodity financing facility & suggested changes which were accepted by the department• Reviewing and restructuring of credit assessment method for B2C and B2B borrowers of finance against warehouse receipt.• Handled the review and development of the Commodity Financing Policy for the Financial Year 17-18• Product Development: Developed product for Commodity Traders with buy back arrangement scheme ensuring better value realisation• Contract management support for vendors of Post-Harvest Financing facility• Handled various regulatory reporting for Commodity Finance• Liaised with cross functional teams for monthly audit reviews and risk management• Delinquency management by tracking overall delinquency, margin movement, price movement and portfolio behavior.
  • Milk Mantra
    Summer Intern
    Milk Mantra Apr 2015 - Jun 2015
    Bhubaneswar, Odisha, In
    Impact Assessment of Milk Mantra on Rural Ecosystem of Odisha- Analysis of social impact on dairy farmers of Milk Mantra in Gop, Odisha using Qualitative techniques- Conducted field level study using Focused Group Discussion and Depth Interviews at 20 collection points of Milk Mantra using 100 dairy farmers as participants- Studied the bottlenecks in participation of women dairy farmers in organized commercial dairy farming.- Studied the impact of Extension Services of Milk Mantra and suggested best practices- Analyzed primary data using quantitative and qualitative techniques

Amrita Dhal Education Details

  • University Of Chicago
    University Of Chicago
    Public Policy Analysis
  • Xavier Institute Of Management(Xim Bhubaneswar)
    Xavier Institute Of Management(Xim Bhubaneswar)
    Master Of Business Administration - Mba
  • International Institute Of Information Technology, Bhubaneswar
    International Institute Of Information Technology, Bhubaneswar
    Information Technology

Frequently Asked Questions about Amrita Dhal

What company does Amrita Dhal work for?

Amrita Dhal works for Standard Chartered

What is Amrita Dhal's role at the current company?

Amrita Dhal's current role is Driving Digital Transformation at Standard Chartered Bank | University of Chicago, XIMB, and IIIT Graduate | Led Digitization of Rural Banking Products at Ujjivan SFB.

What schools did Amrita Dhal attend?

Amrita Dhal attended University Of Chicago, Xavier Institute Of Management(Xim Bhubaneswar), International Institute Of Information Technology, Bhubaneswar.

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.