Amy Anders Email & Phone Number

Pensacola, Fl, Us

Pen Air Credit Union

Pen Air Federal Credit Union

Duties: Determine and recommend loan products to members. Analyze referred loans for areas of concern and determine proper course of action. Request and obtain required documentation. Determine and advise members on approved loan conditions and documentation requirements.Resolve or arrange for resolution of operational/processing issues, inquires and complaints.Analyze and communicates complex written legal documents.Working… Show more Duties: Determine and recommend loan products to members. Analyze referred loans for areas of concern and determine proper course of action. Request and obtain required documentation. Determine and advise members on approved loan conditions and documentation requirements.Resolve or arrange for resolution of operational/processing issues, inquires and complaints.Analyze and communicates complex written legal documents.Working knowledge of lending requirements and regulations Show less

Analyzes and provides accurate information to Members, Associates, and Legal Counsel. Responsible for preserving Credit Union assets by controlling all bankruptcy and repossession activity through the liquidation of collateral, mitigating additional losses, and negotiating to bring delinquent accounts current.Responsible for maintaining vendor relationships, monitoring outside attorneys, auctions, skip trace, and repossession companies to ensure they are meeting credit union service… Show more Analyzes and provides accurate information to Members, Associates, and Legal Counsel. Responsible for preserving Credit Union assets by controlling all bankruptcy and repossession activity through the liquidation of collateral, mitigating additional losses, and negotiating to bring delinquent accounts current.Responsible for maintaining vendor relationships, monitoring outside attorneys, auctions, skip trace, and repossession companies to ensure they are meeting credit union service standards, expectations and turnaround time. Utilize experience and judgment to determine if collateral should be repaired or sold as is and provide recommendation to VP of Collections.Monitor and prepare final modification and subordination documents, trial plans and analyze financial statements, tax returns, credit bureaus, value of collateral to underwrite to credit union policy for appropriate solutions. Process and maintain status reports on all REO properties for Senior Management and the Board of Directors. Implementation of the Hardest Hit program and Fannie Mae HSSN. Handle Short Sales, Deed in Lieu and monitor property taxes and homeowners insurance. Process vendor invoices. Prepare legal documents and e-file with the court. Show less

Analyzed and provided accurate mortgage information to title companies, customers, and associates. Responsible for processing mortgage demand statements in a timely manner; reviewing files to determine the appropriate prepayment penalties, and communicating these penalties effectively to the customers. Provided support for inbound service calls answering a variety of mortgage questions.

Managed real estate bankruptcy accounts by analyzing the equity position and applying my strong analytical skills to ensure the highest returns for the company. Utilized my knowledge of Loss Mitigation, Foreclosure, and REO procedures when evaluating an accounts equity position, and planning strategies. Negotiated with Attorney’s andTrustee’s for reaffirmations, settlements, and plan treatments.Evaluated chapter 13 plans and submitted proof of claims.Assisted on the training and… Show more Managed real estate bankruptcy accounts by analyzing the equity position and applying my strong analytical skills to ensure the highest returns for the company. Utilized my knowledge of Loss Mitigation, Foreclosure, and REO procedures when evaluating an accounts equity position, and planning strategies. Negotiated with Attorney’s andTrustee’s for reaffirmations, settlements, and plan treatments.Evaluated chapter 13 plans and submitted proof of claims.Assisted on the training and development of new hires. Acted as a liaison between the network of branches and the bankruptcy department. Show less

Responsible for ordering supplies, preparing forms and documents for Credit Union’s Bankruptcy Attorneys, the Small Claims Courts and Judgments, as well as preparing correspondence for delinquent customer. Was responsible for correlation of monthly reports.Managed the ATM operations with the responsibility for managing each branch’s ATM vault, balancing all ATM general ledgers, researching transactions and forecasting usage levels ensuring proper amounts of currency were available. Worked… Show more Responsible for ordering supplies, preparing forms and documents for Credit Union’s Bankruptcy Attorneys, the Small Claims Courts and Judgments, as well as preparing correspondence for delinquent customer. Was responsible for correlation of monthly reports.Managed the ATM operations with the responsibility for managing each branch’s ATM vault, balancing all ATM general ledgers, researching transactions and forecasting usage levels ensuring proper amounts of currency were available. Worked as a Teller handling large cash transactions, opening new accounts, handling customer Investments, and providing customer service. Show less