Credit Analyst
Current- Responsible for successfully assessing and establishing prudent credit limit terms and security requirements for new and existing business entities
- Accountable for reducing delinquency maintenance, by analyzing credit term capacity up front, and delegating investigative due diligence through credit reports, such as Dun & Bradstreet, TransUnion, and Accurint.
- Notable for expanding personal financial literacy by analyzing financial statements through self-taught, and on-line learning through NACM
- Administer financial spreadsheets with solvency ratio knowledge, which enables the ability to increase credit limits to maximizes sales and minimizes credit risk
- Expediently disseminate communicative credit term activity and security requirements to appropriate sales and affiliations. Excellent negotiating rationale when requested credit line parameters are not approved
- Strong aptitude of security requirements, which include workflows of drafting security agreements, UCC Article 9 - PMSI requirements. Process on-line State UCC filings; monitor and maintain UCC renewal filings if.