Anabelle L.

Anabelle L. Email and Phone Number

Credit Risk/Vice President of Mortgage Lending, Underwriting Management & Real Estate Broker, Subject Matter Expert (SME) for Startup FinTech's /Mortgage content creator for AI and machine learning @ Cher ®
santa monica, california, united states
Anabelle L.'s Location
San Jose, California, United States, United States
Anabelle L.'s Contact Details
About Anabelle L.

Mortgage Underwriting Subject Matter Expert bringing over 30 years of industry experience, mastering the craft of underwriting and with the innovative desire to fill the labor intense repetitive work with automation has driven me to take on projects with engineering to develop an underwriting software at Zeitro, Inc., and High IQ Robotics; playing an instrumental role in the building of web portals: https://www.zeitro.ai/ and https://smartly-mortgage.webflow.io/ Artificial Intelligence Machines.•Strong knowledge of industry principles, practices, standards and marketing trends relating to the Mortgage Banking industry and Real Estate arena•Expert in underwriting: Fannie Mae (FNMA), Freddie Mac (FHLMC), Federal Housing Administration (FHA), Portfolio guidelines and regulatory compliance•Specialized knowledge to the interpretation of loan and underwriting criteria and the determination of underwriting decisions and final courses-of-action and alternative solutions•Experience with loan sales to the secondary market including scratch and dent loans•Expert knowledge of lending laws and regulations governing residential mortgage origination including but not limited to TILA, RESPA, TRID (TILA-RESPA Integrated Disclosure), HMDA, ECOA, UDAP, FCRA, FDCPA, GLBA/Privacy, OFAC and SAFE Acts•Expert level understanding of personal and business cash flow that includes a wide spectrum of business that range from Schedule C, Partnership, S-Corps and C-Corps•Ability to quantify, articulate and balance credit risk •Up to date in Industry Software: DU, LPA, Encompass, Arive, Floify, Calix Point, Jungo, LendingPad, LendingQB, Empower, Orijin, InHouse Mortgage (IHM), Submissiontrac, DataTrac, UniFi, NetOxigen, Calyx Point, Zippy, Clout, InGenious, Contour, Genesis, Byte, Dynatek, Assetwise, Uniform, Ocrolus, LoanBeam, Uber Driver, Jira, Hubspot, Salesforce, Asana, Microsoft Dynamics, Hotjar, Arive. Microsoft Office: Excel, Word, PowerPoint, Google Docs, Adobe PDF documents.•Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness •Uses critical thinking to evaluate facts and data to draw on the spot conclusions and determines the downstream impact of associated risks•Provided leadership and trained employees to successfully meet their goals while simultaneously performing hands-on responsibilities•Strong interpersonal, time management and team building skills•Excellent work ethic, analytical/methodical thinking and resourcefulness•Strong common sense ability and innate analytical nature

Anabelle L.'s Current Company Details
Cher ®

Cher ®

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Credit Risk/Vice President of Mortgage Lending, Underwriting Management & Real Estate Broker, Subject Matter Expert (SME) for Startup FinTech's /Mortgage content creator for AI and machine learning
santa monica, california, united states
Website:
cher.app
Employees:
6
Anabelle L. Work Experience Details
  • Cher ®
    Sr. Executive Credit Analyst Manager/Vice President Of Real Estate & Mortgage Lending
    Cher ® Apr 2023 - Present
    Remote
    Cher® a state of the art Real Estate Market place that provides access to homes, realtors, legal documents, education and acts as a digital co-buying concierge and enables low to middle-income renters and opportunity to transition into co-ownership and build equity. As seen on Forbes, NAR iOi Summit, and CBS, Cher® www.cherahome.com a software startup Real Estate and mortgage brokerage company VC backed fast growing Series A company with grants from Freddie Mac, PayPal, and… Show more Cher® a state of the art Real Estate Market place that provides access to homes, realtors, legal documents, education and acts as a digital co-buying concierge and enables low to middle-income renters and opportunity to transition into co-ownership and build equity. As seen on Forbes, NAR iOi Summit, and CBS, Cher® www.cherahome.com a software startup Real Estate and mortgage brokerage company VC backed fast growing Series A company with grants from Freddie Mac, PayPal, and TIAA!• Under Cher's contract performs as licensed Real Estate Broker, Sr. Executive Credit Analyst, Property Manager and promoted to Managing Partners for the San Jose HQ (MLO license)• Partners with Legal and CEO to create contract-winning proposals for current and prospective clients• SME on company’s current and future business products, processes and operations, and remains up to date on industry processes and never ending changes• Provides new ideas and feedback for company software including but not limited to ideas around user interface and experience to grow revenue, improve loan process efficiency, and improve overall homebuyer satisfaction• Assists current and future team members part of the company toward achieving company goals• Collaborates with executives on business strategy to determine objectives, evaluating current business performance and maximizing business reach• Provides overall performance feedback from homebuyers, real estate agents, loan officers and prospects joining the company, this feedback is utilized to continue improvement • Assists in the development of Real Estate/Loan Officers program and affiliate referral business relationships for the company• Identifies business opportunities, building and maintaining successful relationships• Manages consultants, company contacts, prospects and sales in designed customer relationship manager system (CRM) such as Hubspot and Floify• Recruits Realtors, -MLO's licensed in CA and other states when expansion occurs Show less

Anabelle L. Skills

Mortgage Lending Mortgage Banking Loans Loan Origination Fha Credit Underwriting Mortgage Underwriting Customer Service Finance Real Estate Sales Portfolio Management Residential Mortgages Refinance Banking Management Credit Analysis Risk Management Foreclosures Investors Financial Risk Loss Mitigation Loan Servicing Mortgage Servicing Due Diligence Investments Training Financial Services First Time Home Buyers Leadership Investment Properties Short Sales Real Estate Transactions Real Estate Financing Government Loans Real Estate Economics Consumer Lending Commercial Lending Credit Risk Analysis Reverse Mortgages Fha Financing Va Loans Usda Commercial Mortgages Reo Funding Non Conforming Mortgage Marketing

Anabelle L. Education Details

  • Mortgage University
    Mortgage University
    Fha Underwriting Training
  • Institute For Career Development
    Institute For Career Development
    Office Technology & Accounting
  • Colegio De Bachilleres De Sonora
    Colegio De Bachilleres De Sonora

Frequently Asked Questions about Anabelle L.

What company does Anabelle L. work for?

Anabelle L. works for Cher ®

What is Anabelle L.'s role at the current company?

Anabelle L.'s current role is Credit Risk/Vice President of Mortgage Lending, Underwriting Management & Real Estate Broker, Subject Matter Expert (SME) for Startup FinTech's /Mortgage content creator for AI and machine learning.

What is Anabelle L.'s email address?

Anabelle L.'s email address is an****@****her.app

What is Anabelle L.'s direct phone number?

Anabelle L.'s direct phone number is +140830*****

What schools did Anabelle L. attend?

Anabelle L. attended Mortgage University, Institute For Career Development, Colegio De Bachilleres De Sonora.

What are some of Anabelle L.'s interests?

Anabelle L. has interest in Exercise, Avantgardebrokerage, Sweepstakes, Home Improvement, Reading, Gourmet Cooking, Sports, Cooking, Cruises, Electronics.

What skills is Anabelle L. known for?

Anabelle L. has skills like Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Fha, Credit, Underwriting, Mortgage Underwriting, Customer Service, Finance, Real Estate, Sales.

Who are Anabelle L.'s colleagues?

Anabelle L.'s colleagues are Russell J., Cherapp The Moment, Aniket Prakash Dhamale, Eva Albuja, Gubi Khinda, Ben Sekou Soumah, Davids Willian.

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