Global Banking & Markets - Mortgages & Securitized Products

-Performed credit analyses, annual reviews and credit renewals for both current and prospective clients. -Spread financial statements in order to pre-screen the viability of given credit proposals.-Collaborated with the Credit Manager in resolving problems and drafting loan documentation.-Pulled credit reports, OFAC and background checks to evaluate and examine credit references of all clients.-Attended monthly AQC meetings to present credit proposals while attending to administrative functions of the Credit Manager (agenda, minutes and board letters).-Oversaw the Bank’s investment portfolio with a nominal value of $200+ million while transacting trades of $1 - $ 5 million with approval of the CFO, Financial Manager and General Manager.-Assisted the CFO with quarterly and annual financial reporting, specifically 10-K and 10-Q reporting.-Succeeded in composing the Controller’s daily reports (Cash Flow, Bank Reconciliations).-Maintained the losses and impairments of the bank’s loan portfolio under 1% within a two-year period.

- Assisted in middle market debt capital transactions in Latin America- Evaluated credit risks and financial metrics using Moody’s Analytics- Negotiated initial credit proposals and limits with clients - Prepared financial and credit analysis reports for Export Credit Agencies (ECA's)- Led financial due diligence for trade and commodity finance transactions- Conducted credit reports, research, and power point presentations for internal debt committee