Portfolio Manager for some of the largest and most profitable middle market customers in the bank. Duties included structuring and negotiating new credit transactions, prepare and obtain approval for all credit transactions, on-going tracking of client performance and problem loan management. Clients include customers in marine transportation, food manufacturing, financial services, construction industries, et. al.. Customers range in size from $1 Billion to $50MM in Revenue.

Lead negotiator for all cross border loans to Latin America. Originated, negotiated and structured corporate debt transactions; performed due diligence; presented proposals to credit committee; and monitored portfolio post-closing. Successes include:• $70MM Receivable discount facility for a medium sized telecom equipment distributor allowing difficult-to-obtain short term cross-border financing into Argentina.• $150MM Secured Term Loan for an Argentinean Agricultural company with operations in Argentina, Uruguay and Brazil• Deal size ranged from $20MM to $300MM.• Customers included middle market sized companies in the oil and gas, energy, telecom, agriculture; and mining industries

Structured and negotiated transactions in the Syndicated & Leveraged Finance Group. Interaction with the decision-makers of levered credits, financial sponsors, middle market companies, global businesses and special loans. Successes include:• Structured, and negotiated over 200 syndicated loans of various types that ranged in size from $100MM to several billion. • Industry specific deals in media, telecom, technology, energy, et. al. and with loans of various types including first and second lien, DIP financing, borrowing base facilities and ABL facilities.• Key negotiator for 24 syndicated second lien deals led by JPM totaling over $1billion each year.• Key negotiator for Latin American Deal of the Year in 1999.

Team leader of groups of three to six professionals which reviewed the credit process and portfolio of domestic and international lending offices of the bank to insure consistency with internal policy and procedures, governmental regulations and bank best practices. • Planned scope and size of reviews, oversaw review implementation and formally presented results to chief credit officers and unit managers in oral and written presentations. • Interacted on a regular basis with the chief credit officers of the various units under review. • Designated to lead difficult and complex reviews including the German, Mexican, and South Korean units of the bank.• Recommendations improved specific underwriting and monitoring processes of the reviewed lending offices.• Designed and implemented an automated loan review form for the group which contributed to more focused reviews by individual reviewers, reduced the need for individual oversight, and streamlined the loan review summary process.

• Monitored, restructured and collected problem loans for the Middle Market and Business Banking Group headquartered in Hicksville, NY. • Negotiated directly with borrowers, oversaw collection efforts by a staff of collection agents.• Coordinated with lawyers in both loan documentation and litigation efforts.

Relationship manager for high net worth individuals. Prime emphasis was on financial transactions with commercial and residential entrepreneurs, and law firms. Deal size ranged from $500,000 to $10,000,000

Relationship Manage for US and Brazilian multinationals including in the Petrochemical and Consumer Products industries with a focus on selling structured capital market products