Andre Nugroho Email and Phone Number

- Reporting to Chief Audit and responsible to manage Risk based Internal Audit annual audit plan & engagement on Corporate, Commercial & SME's business, Emerging & Micro business,- Act as business consultant by advising & propose recommendation to improve risk management, internal control and to seek opportunity of process continuous improvement,- Managing annual risk assessment process & quarterly bank wide heat map to perform offsite audit as well as perform ad-hoc audit including managing budget and utilization control.- Involvement in several project as part of consulting activities to give opinion from risk & control perspective,- Manage Audit Off-site Monitoring all branches including portfolio monitoring, Red flag & EWS,- Managing Fraud Management & Investigation Unit, as part of corporate antifraud strategy, to prevent, detect as well as internal investigation on fraud cases. - Conduct & supervise all related party within organization for regulatory (OJK) matters including regular examination to company.

- Manage audit plan execution including risk assessment, co development with each business segment- Assessing internal control and review credit risk on credit management process and asset quality- Manage Offsite & Regular Onsite Audit- Propose process improvement recommendation

- Product review from audit environment and prepare risk assessment- Make audit program for bank product & initiatives and report to Internal Audit Head- Manage & monitor regular audit session and special purposes audit- Propose process improvement recommendation

Internal Audit Manager in Head Office- Manage Internal Audit Officer in every branch to do Routine Internal Audit Process- Recommend branch rating to audit rating committee.- Make business process development recommendations.- Fraud prevention, detection, investigation

- Internal Risk Control & Monitoring- Manage District Risk Control Officer in every area to do quarter branch assessment- Recommend branch rating to audit rating committee- Analyzing regional portfolio form sales growth, delinquency performance, and write off inventory.- Make business process development recommendations to Regional Manager- Fraud prevention, detection, investigation- Policy & credit Process training & socialization

- Manage Field Collection team & control daily collection activity- Maintain DPD, Repayment Rate, CoC, and NPL performance- Maintain Flow Rate from every bucket- Make delinquency analytical reports

- Maintain Credit Card Sales Target with exhibition team.- Make a Credit Card Sales Exhibition project proposal.- Recheck Credit Card application from Direct Sales Representatives and Send to Credit Card Approval Processor

- Maintain Credit Card & Personal Loan Sales Target.- Company channel and exhibition channel