Andre Plummer Email & Phone Number

Largo, MD

Bethesda, MD

• Managed all underwriting functions for domestic and international clientele.
• Created underwriting report format and implementation for IFG underwriters globally.
• Coordinated bank subordinations, margin arrangements and finance offer agreements for all clients.
• Reviewed all submitted loan files and provided reports with analytics for presentation to credit committee.
• Provided credit approvals or denials as a result of thorough underwriting analysis.
• Enforced compliance requirements for approvals prior to funding.

• Analyzed business owners application’s risk, determining appropriate loan amount, setting loan terms and conditions based on the respective merchant’s creditworthiness and on the value of proprietary scoring criteria.
• Accommodated the challenges of small-business risk assessment. Used all the information available – including financials, credit history, site inspections, tax returns, and risk factors - to recommend a credit decision.
• Monitored files to ensure current financial statements, accounts receivable, agings, and other loan document considerations were reviewed and analyzed thoroughly.
• Authored policy that was implemented company-wide for making lending decisions on new, renewal and extension loans.
• Consistently managed and maintained loss rates of less than 6% quarterly.

Bowie, Maryland

• Developed and implemented personalized business banking sales plan to achieve monthly sales and profitability objectives.
• Analyzed businesses financial status, credit and property evaluation to determine feasibility of loan request.
• Managed business portfolio and provided financial solutions addressing client needs.
• Continually met and/or exceeded daily, monthly and quarterly sales goals and business loan quotas.

Largo, Maryland

• Underwrote Conventional, FHA, and VA loans using automated and manual processes.
• Evaluated overall income, credit and equity of each loan application.
• Ensured all required documentation have been received and completed for the loan process approval.
• Determined the amount of loan to be approved when all criteria for underwriting have been met. Made recommendation for loan approval.
• Provided support to Loan Officers and Processors regarding questions and/or clarification of inquiries, loan files, and underwriting guidelines.

Master’S Degree, Marketing/Marketing Management

Business Management, Bachelors Of Science

Business Management